2, to participate in student activities organized by the school, you can get part of the remuneration, and use this part of the money to subsidize the living expenses, which is equivalent to increasing the income from financial management.
3. If you have extra money, you can sell your daily necessities to your classmates at the school acquisition point to realize financial appreciation. Equivalent to financial profit.
4. If you have the energy and funds, you can also let more students participate, set up small companies, carry out college students' entrepreneurial activities, and make full use of the financial knowledge you have learned.
How to manage money in daily life? Hello, I'm a national financial planner. Generally speaking, financial management is to increase revenue and reduce expenditure, focusing on managing money, starting with saving money, and focusing on generating money and preserving capital. I developed financial planning into wealth creation planning, and summarized and put forward four wealth creation channels in society: consumption investment, wealth creation, enterprise operation, wealth management and asset operation. In daily life, it is necessary to make clear which channel to create wealth and which aspects can be integrated. The simple way to manage money is to learn how to keep accounts, spend rationally, spend wisely, participate in consumption points to create wealth, and put your own part into it.
I wonder if you have the inflation rate, that is, the CPI index of average price increase. Therefore, putting money in the bank is not a means of appreciation, but is still depreciating. Everyone knows that this is the era of negative interest rates. If you have funds, you still need to find other investment channels. Bank deposit is not recommended, or there are too many short-term deposits and cash. Short-term deposits are only 3-5 times of your monthly expenses, and 3-5-year deposits are the total expenses of 1-5 years. The measure of wealth is not bank deposits, but your net assets. For more daily financial information, you can pay attention to my Baidu space.
How to use critical thinking in daily life deserves special emphasis. Every decision we make has its own personal imprint-experience, values, training and cultural habits. In recent years, everyone likes to talk about the differences between Chinese and western thinking. A common saying is that westerners' thinking is more logical, while China's thinking is more systematic. Of course, there are such differences on the surface, but in essence, there is no fundamental difference between the methods and paths of thinking. Everyone has his own unique thinking habits. Once they have the habit of thinking, what they think, write and say must be formed on the basis of their information input and through the processing of thinking mode. This selective acquisition of external information and unique way of thinking will inevitably lead to the so-called "one family's words." In the information-flooded modern times, who can listen, who needs to listen carefully and how to listen has become a difficult problem for us. We can neither fully accept nor completely deny it. So is there any way for us to see the bright spot in other people's thinking and see the constructive opinions put forward by others because of their professional background without being led by the nose? Learn to ask questions-the guide to critical thinking gives us a good set of learning methods. "The so-called critical thinking includes the consciousness of asking a series of related critical questions and the ability and willingness to ask and answer questions at the right time." The author's overly academic definition may make us lose our ability to criticize. To put it simply, when absorbing external information, we should pay attention to asking suitable questions according to our own needs, and get thinking training and cognition of new fields in the process of constantly asking and answering questions. The author mentioned that there are two alternative ways of thinking, one is sponge thinking, and the other is gold panning thinking. Of course, I personally don't think there is anything wrong with sponge thinking. In a completely unknown field, sponge thinking can make us gain more cognition. I think accepting everything is the best way for us to learn in the unknown. When we have a good understanding of this field, that is, critical thinking, is the best way to learn. If you ask too many questions about the knowledge and information in the new field at the beginning, it will hinder your accumulation of basic knowledge. In this regard, I have to praise the primary and secondary education in China: "Never mind so much, recite it first." This book provides a complete critical thinking structure as follows: such a complete critical questioning structure is naturally very valuable to those who want to conduct academic research and must strictly implement every step. But for most people, life is life, and life itself is not so rigorous. So do we still need to constantly hone the questioning ability of these critical thinking? The answer is naturally yes. However, we don't need and can't make such a complete structural color analysis of an article, a speech and a dialogue, otherwise, people are living in the process of constant verification and verification. Oh, what a life that should be! No, we don't, but we need to be alert all the time, and when we train this critical thinking for a period of time and integrate it into our thinking framework, even if we forget this book and this complete structure, we can still benefit from the effect achieved by continuous practice before. Next, I hope to make a simple analysis of this 1 1 step in daily language, so that everyone may practice and make better use of this critical thinking in their daily lives. We often ask others with a little anger and irritability, "What the hell are you talking about?" Or "What are you trying to say?" This happens because the speaker does not focus on the topic to be said well, that is, he does not clearly understand "what is a topic". The thesis is about the definition of theme. Another fatal problem is that even if the conversation always revolves around the theme, we will worry about "what do you think?" After talking about college students' love for so long, every speaker didn't express his views on this issue clearly. We must define our basic views on this issue to help deepen the discussion. For example, "I think it is helpful for college students to fall in love." "This discussion is clear. Although the author of this book has no opinion on this issue, I personally think this issue is too important for us, because we often "muddle along" there, and we don't know what everyone is saying or what everyone thinks, so we do it for two or three hours. Therefore, it is very important to determine the theme and argument of each communication. To put forward topics and arguments, we naturally need to find some supporting reasons for our arguments. I think we should recommend another book "The Golden Pagoda Principle" in this respect. Although this is a book written by the staff of a consulting company, the main readers are also the staff of the consulting company, but the views in it are still very enlightening for us to distinguish what is an argument, what is a reason and how to present the reasons completely. Another key point mentioned in learning questions is. We need to pay special attention to the reasons why others are "fresh". This is not only a part of the discussion on this issue, but also an important part of perfecting one's knowledge structure. For example, people who support college students' love put forward a reason that most college students will work hard because they don't want to lose face in front of their favorite objects, not because they love each other. I assume that this is the first time you have heard such a "fresh" reason, so you must try to analyze this reason and arrange a suitable position for it in your knowledge structure as a new "member". Of course, if you think it is necessary, you must start a new round of critical thinking about this reason. Basically, the analysis of "topic-argument-argument" constitutes a syllogism of our daily thinking. But as a critical thinking, we need to go further. The most important ones are "value hypothesis" and "descriptive hypothesis". " Every decision we make has its own personal imprint-experience, values, training and cultural habits. "This sentence clearly points out that many times what we say and do is not as simple as the reasons we give ourselves. Those deep-rooted values, which have been precipitated during our growth, have a profound impact on our lives, and everyone is the same. For example, people who think that college students' love is helpful for their growth may hold the value that "following emotional life is more important than restraint and patience". There is no right or wrong in values themselves, and there are no advantages or disadvantages. Are people with factional beliefs better than those without factional beliefs? Not necessarily, but in the China society dominated by * * *, it is only this belief that conforms to the "mainstream" trend, so it will be appreciated by the society. Of course, the assumption of values is not so easy for us to dig out, so many people often like to write a theme "What kind of person is this author?" Everyone wants to find out the author's values, because finding out the author's values may be the most interesting thing besides getting knowledge and fun from reading. The author of "Learning to Ask Questions" gives some methods to determine the clues of values hypothesis. These methods are very important and worth exploring. These clues include: 1, check the author's background. 3. Look for similar value assumptions from similar social viewpoints. 4. Use reverse role-playing technology. Stand on the opposite side of the author and determine the values that are important to this position. 5. Look for common conflicts of values, such as conflicts between individual rights and collective interests. There is no essential difference between discovery descriptive hypothesis and discovery value hypothesis in argumentation. This is just a descriptive hypothesis. We might find it easier. For example, a descriptive hypothesis of the above-mentioned people who support college students' love may be that college students have the ability to handle the time allocation of study and love. It should be noted that this is not a reason to support college students to fall in love, but basically if the author's value assumption is that people need to grow up while they are alive, rather than eat, drink, and be merry in time, then the descriptive assumption that "college students have the ability to handle the time allocation of study and falling in love" is very important. Without this assumption, it is impossible for the author to support college students' love. Critical thinking I personally think the most important issue is the verification of evidence. The best way to test an opinion is action, and practice is the only way to test truth. But not all viewpoints can be verified by actions, and not all viewpoints need to be verified by actions. The evidence used in general argumentation includes: "facts", research results, real-life examples, statistical data, support from experts or authorities, personal proof or recommendation, metaphor and analogy. The Truth of Statistical Data and the Statistical Trap —— On the Verification of Statistical Data Critical thinking, as a thinking method, helps us to think better and more deeply about things in life, study and work. Of course, this is a painful process of thinking practice, but as I said at the beginning, if you know little about the field of critical thinking, don't start with critical thinking. First, adopt a spongy way of thinking and practice seriously according to the requirements of the book Learn to Ask Questions. When you are familiar with this method and can use it freely, then use critical thinking to criticize the questioning structure proposed in this book. I believe you will benefit a lot.
"The so-called critical thinking includes the consciousness of asking a series of related critical questions and the ability and willingness to ask and answer questions at the right time." The author's overly academic definition may make us lose our ability to criticize. To put it simply, when absorbing external information, we should pay attention to asking suitable questions according to our own needs, and get thinking training and cognition of new fields in the process of constantly asking and answering questions. There are two ways of thinking to choose from, one is sponge thinking, and the other is gold panning thinking. Of course, I personally don't think there is anything wrong with sponge thinking. In a completely unknown field, sponge thinking can make us gain more cognition. I think accepting everything is the best way for us to learn in the unknown. When we have a good understanding of this field, that is, critical thinking, is the best way to learn.
If you ask too many questions about the knowledge and information in the new field at the beginning, it will hinder your accumulation of basic knowledge. In this regard, I have to praise the primary and secondary education in China: "Never mind so much, recite it first."
The complete structure of critical thinking is as follows:
Such a complete critical questioning structure is naturally very valuable to those who want to do academic research and must strictly implement every step. But for most people, life is life, and life itself is not so rigorous. So do we still need to constantly hone the questioning ability of these critical thinking?
The answer is naturally yes. However, we don't need and can't make such a complete structural color analysis of an article, a speech and a dialogue, otherwise, people are living in the process of constant verification and verification. Oh, what a life that should be! No, we don't, but we need to be alert all the time, and when we train this critical thinking for a period of time and integrate it into our thinking framework, even if we forget this book and this complete structure, we can still benefit from the effect achieved by continuous practice before.
Next, I hope to make a simple analysis of this 1 1 step in daily language, so that everyone may practice and make better use of this critical thinking in their daily lives.
We often ask others with a little anger and irritability, "What the hell are you talking about?" Or "What are you trying to say?" This happens because the speaker does not focus on the topic to be said well, that is, he does not clearly understand "what is a topic". The thesis is about the definition of theme.
Another fatal problem is that even if the conversation always revolves around the theme, we will worry about "what do you think?" After talking about college students' love for so long, every speaker didn't express his views on this issue clearly. We must define our basic views on this issue to help deepen the discussion. For example, "I think it is helpful for college students to fall in love." "This discussion is clear.
Although the author of this book has no opinion on this issue, I personally think this issue is too important for us, because we often "muddle along" there, and we don't know what everyone is saying or what everyone thinks, so we do it for two or three hours. Therefore, it is very important to determine the theme and argument of each communication.
How do college students contribute to national defense in their daily life? 1. Exercise regularly to build a healthy body. The body is the capital of revolution.
2. Understand the national conditions and international military and political trends, and be able to distinguish right from wrong accurately.
3. Good foreign language communication skills.
4. Excellent academic performance and dedication at any time!
How do college students implement the concept of low-carbon economy in their daily life? They should surf the Internet less, keep their computers on standby during class and turn off all power when they go out. Go out and walk as far as possible, and start low-carbon from your side and yourself.
1. Send books and reuse old books, and donate old magazines and clothes irregularly.
2. Use less plastic bags, use more environmental protection bags, and buy plastic bags for fruit recycling.
3. Eat food every day to meet the demand, which saves resources and is healthy, and advocates a low-carbon diet. Strictly control the intake of carbohydrates (such as rice, pasta, bread, fruit, etc.). ).
4. Go to the classroom to study collectively, so that people can turn off the lights, people can turn off the fans, turn on the air conditioner and close the doors and windows.
The drinking fountain in the dormitory is closed during class and sleeping at night, and only turned on when it is used.
6. Put an end to disposable goods, such as disposable wooden chopsticks and disposable plastic cups.
7. Use more paperless communication tools such as e-mail and less printers and fax machines.
8. After reading the leaflets received, make manuscript paper and put it in the recycling bin.
9. Walk and ride a bike at school.
10. Buy cotton clothes instead of chemical fiber clothes, try to choose local, seasonal and simple packaging products.
How to embody environmental protection knowledge in daily life? This problem has to start from yourself and influence people around you with actions.
How to save money and go shopping less in daily life, don't buy what you can and can't buy, and go to the wholesale market to buy food. z
How to practice in daily life is simply to eat when eating, sleep when sleeping, and go to the toilet when going to the toilet. Observe your body and mind all the time, and don't let your mind wander elsewhere. This is an exercise.