1. Open a current deposit account in a banking institution, fill in the loan application form as required, and submit the application form and required materials according to the instructions of the bank.
2. Bank managers or appointed lawyers shall conduct home visits to investigate the authenticity, legality and completeness of the information provided.
3. After the approval of the bank, notify the approval result and sign a loan contract with it.
4, according to the situation for insurance, mortgage registration, notarization and other procedures.
5. The bank will directly transfer the loan to the account agreed in the contract, and repay the principal and interest according to the loan contract.