Is Xinhe Family compiled by Nanjing Bank?

The Xinhe family belongs to Nanjing Bank Group. Xinhe Yijia was founded in July, 20 16, initiated by two technology companies (Beijing Crane Software System Co., Ltd. and Jiangsu He Run Software Co., Ltd.) led by Nanjing Bank.

The company combines rich experience in financial services with leading technologies to provide "technology+business" solutions for financial institutions, accurately grasp the needs of financial institutions with small and medium-sized banks as the main body, and comprehensively adopt new technologies such as cloud computing, big data, OCR, video calling, voice recognition, biometrics, etc., to help traditional banks build the overall system capabilities of the whole bank, including inclusive finance, intelligent risk control, internet finance, retail finance, and financial markets. And give banks the ability to be fast and agile.

As the implementer of "Science and Technology Enjoy, System Build" of Zijin Mountain Xinhe Financial Club, Xinhe Yijia has been adhering to the purpose of "collaborative innovation, complementary advantages, mutually beneficial cooperation and win-win development" put forward by the club, constantly improving its service capacity and expanding its product coverage, and has researched and launched more than 20 products, covering the fields of science and technology, retail, Pratt & Whitney and Pratt & Whitney.

The advantages of Sino-IKEA are as follows:

1. Some employees come from Nanjing Bank, who are proficient in banking business and know more about the needs of small and medium-sized banks. The developed technical system will better meet the needs of banking business;

2. Dedicated service. Relying on Purple Mountain Club, "Xinhe Yijia" provides professional and dedicated services for 120 member banks, with clear objectives and stable customer base;

3. "Xinhe Yijia", two shareholders with scientific and technological backgrounds, are both leading financial software and scientific and technological service providers in China. Beijing Crane has strong strength in the field of electronic channel construction, and He Run Software has obvious advantages in the field of financial operation services.

What are the terms of the bank loan?

The basic conditions for bank loans are: the applicant 18 years old, and the upper limit of the loan age is generally 55 years old or 60 years old; The applicant has a stable income and can repay the loan principal and interest on time; The applicant's credit report is good and there is no bad credit record in the credit report. Meet the above basic conditions, users can apply for bank credit loans. To apply for other types of loans, you need to meet some specific conditions.