According to Article 7 of the "Implementation Opinions on Further Strengthening the Management of Suzhou Urban Real Estate Market", the housing purchase policy of non-registered residents is adjusted. When non-registered families in this city apply for buying a second house, they should provide proof of payment of accumulated personal income tax or social insurance (urban social insurance) of 1 year or above in Suzhou city in the first two years from the date of purchase.
Development enterprises should carefully examine the qualifications of buyers when signing the purchase contract. If the purchaser violates the purchase restriction or purchases more than two sets of houses, the registration department shall not handle the formalities of property right registration, and the development enterprise or purchaser shall bear the corresponding economic and legal responsibilities. All kinds of foreign talents introduced from Suzhou, with reference to relevant supporting documents, implement the policy of purchasing houses for registered residents.
Extended data:
Article 6 of the "Implementation Opinions on Further Strengthening the Management of Suzhou Urban Real Estate Market" improves the differentiated housing credit policy. According to the resolution of self-discipline mechanism of market interest rate pricing in Jiangsu Province, further improve the urban differentiated housing credit policy;
(1) The minimum down payment ratio of households applying for commercial personal housing loans when purchasing ordinary housing for the first time (never buying housing) remains unchanged at 20%.
(2) Under any of the following circumstances, the minimum down payment ratio for applying for commercial personal housing loans to purchase ordinary housing remains unchanged at 30%:
1, families with housing loan records, but actually have no housing when applying for a loan to buy a house;
2. 1 apartment, but there is no housing loan record;
3. There is only 1 apartment. Although there is a housing loan, the loan has been settled.
(3) The minimum down payment ratio for households with 1 apartment in Suzhou urban area (excluding Wujiang District) to apply for commercial personal housing loans to purchase ordinary housing is adjusted from 40% to 50%.
(four) households with two or more houses and outstanding housing loans, continue to stop issuing "three sets" and above housing loans.
Suzhou Housing Provident Fund —— Thoughts on further strengthening the management of Suzhou urban real estate market