Datong rural commercial bank: helping enterprises get out of trouble and spreading credit "timely rain"
The loan of Shanxi Yungang Paper Co., Ltd. solved the worries.
Shanxi Yungang Paper Co., Ltd. is a household paper manufacturer integrating R&D, production and sales. Production and sales. In order to meet the daily needs of consumers and ensure market supply, Datong Rural Commercial Bank conducted in-depth research in enterprise workshops and publicized "Sunshine Loan" to help enterprises solve problems in time and boost development confidence.
02
Yunnong Commercial Bank: "Loan" Pig Farmers to Get Rich
Cooperatives can double the income.
"This loan is really timely and solves my urgent need to buy feed. Zuoyun Rural Commercial Bank is really our people's own bank and always helps us tide over the difficulties in the most difficult times! " The person in charge of Zuoxian Shaxin Agriculture and Animal Husbandry Cooperative said excitedly. As a key pig breeding enterprise supported by Zuoyun Rural Commercial Bank, Shaxin Agriculture and Animal Husbandry Cooperative in Zuoyun County received strong financial support from Zuoyun Rural Commercial Bank when the breeding scale was upgraded and the farm was transformed in the early stage.
In the process of comprehensively promoting the "sunshine loan", Zuonong Commercial Bank locked the loan processing time at 1-3 days according to the principles of "loan priority, relaxed quota, preferential interest rate and simplified procedures". And the implementation of "one-time approval, on-demand loans, balance control, recycling" to achieve rapid approval when customers need funds. By the end of May 2023, Zuoyun Rural Commercial Bank had supported 86 pig farmers with a loan balance of 5,909,400 yuan.
03
Lingqiu Rural Commercial Bank: Using "Financial Brush" to Describe the Blueprint of Farmers' Beautiful Life
Farmers often raise cattle to get rich.
Zhong, 49 years old, has worked diligently all his life and can hardly support his family. He had to change his mind and began to try to raise cattle after farming. But money became the first hurdle in front of him. Just when Lao Zhong was at a loss, he saw the billboard of "Sunshine Loan" of Lingqiu Rural Commercial Bank on the bulletin board of the village brigade. Lao Zhong has read the above "six disclosures", "three promises" and 36 credit products several times. With the mentality of "give it a try", he applied for a loan online through "Xingnong Quick Loan" with his mobile phone. What Lao Zhong didn't expect was that in less than five minutes, he received a phone call from the account manager of Lingqiu Rural Commercial Bank. In the afternoon, the account manager made a field survey. After asset evaluation, scale calculation, operating benefit analysis and neighbor credit evaluation, Laozhong was granted a credit of 654.38 million yuan to help him raise cattle and become rich.
Now, the old clock has 20 cows in stock, and the days are getting more and more prosperous. Driven by the old clock, six villagers in Wangcunpu village began to raise cattle. Lao Zhong's cattle books and rich practical experience have become the magic weapon for everyone to get rich.
04
Hunyuan Rural Commercial Bank: Actively practicing "Sunshine Loan" to solve the difficulties for enterprises and win the battle of "epidemic situation"
Old Jia, a big stone family, is free from war.
"Thank you very much! To serve, it must be Hunyuan Rural Commercial Bank! I didn't expect 8 million to be in my account in such a short time! " "Sunshine Loan" not only solved my urgent need for the first time, but also brought new hope for the steady development of stone processing! Lao Jia, a large stone processing household in Guojiazhuang Village, Hunyuan, said happily.
Jia has always been a large stone processing company in Guojiazhuang Village Industrial Park of Hunyuan. He has a unique vision and mind in the procurement, processing and sales of stone materials. With the increasing demand for granite tombstones, he intends to continuously expand the production scale of enterprises. However, the sudden outbreak of COVID-19 completely disrupted his business plan, and capital turnover became a major problem in business development. He urgently needs funds to buy stones and processing equipment. Just when Lao Jia was worried about capital turnover, Hunyuan Rural Commercial Bank learned about his situation and arranged for the account manager to take the initiative to come to the door. The "one-stop" service of inspection, approval and loan lending solved his urgent need.
05
Yunnan Rural Commercial Bank: "Lending" Small Enterprises to Serve the People
"I used to think that the loan was far away from me. I didn't expect a phone call, and the staff came to the door. " Zhou Xiao, who recently joined the "Night Market Life", said with emotion. It turned out that Zhou Xiao was sitting at home recently, watching the rise of "street stall culture" and had the idea of starting his own business. My cousin, who was cooking silently, looked up and said, "You can go downstairs and have a look. There is a big sign at the door, which reads "Shanxi Yunzhou Rural Commercial Bank's" Clean and Great Harmony "and" Sunshine Loan "billboard, which lists credit products, basic loan conditions, loan handling process, account manager information, loan service commitment, etc.
As soon as her eyes lit up, she dialed the phone of the account manager and briefly talked about her capital needs and business plan. In less than half an hour, two bank staff members came to know the details, made a pre-loan evaluation, and soon approved it, and successfully approved a loan of 50,000 yuan for her.
Today, the business of "mobile" cake shops in Zhou Xiao is very good. Recently, due to the booming business, she hired two painters and a cashier to stay in the store. She sets up a stall in the square with two boxes of cakes and bread every night, and the average daily turnover of the shop can reach more than 3,000 yuan.
06
Guangnong Commercial Bank: Implementing "Sunshine Loan" to Add Power to Economic Prosperity
Entrepreneur Lao Zhao leads the people to get rich.
Farmers' sunshine loans are good, efficient and convenient. Farmers don't have to go to rural commercial banks for loans all the time. It also saves a lot of things and a lot of roads. As long as you call the account manager announced by Sunshine Loan, the account manager will take the initiative to find you. "Zhao Feng, an able person in Zhaocun, Guangling Hu Quan Town, said that the world has really changed. I have worked hard in the county for so many years and have dealt with many banks. I have never seen such good service. "
Zhao Feng is an able person in Zhaocun. 1.
Five years ago, he led farmers to engage in domestic service in Guangling County. At that time, the county was being rebuilt. Real estate development has brought a lot of income to the domestic industry. With a certain amount of savings, he went back to the village to build greenhouses and pig farms for breeding, which led the villagers to increase their income and get rich. Due to the epidemic, liquidity is not open.
Just when he was worried about funds, he remembered the phone number of the account manager of the rural commercial bank in his circle of friends. After on-the-spot investigation, evaluation and calculation, the account manager of the small and micro business department of Guangling Rural Commercial Bank handled a loan of 250,000 yuan for Zhao two days later, which solved Zhao's urgent need. Today, he cooperates with the elephant company to raise pigs, with more than 700 stocks. He also manages more than 0/0 plastic greenhouses in the village to grow vegetables, which has driven more than 20 villagers to become rich.
07
Yanggao County Union: "Sunshine Loan" Helps Supply and Marketing of Supermarket Materials
Fang Jie, an individual businessman, resumed her work and production.
Fang Jie, who runs a small supermarket, commented on Xiaohe, the account manager of Yanggao County Union. She said: "The account manager of rural credit cooperatives is really good. If you need funds, you can find him and do things easily. " When asked about his feelings after hearing the evaluation, Xiaohe said: "As an' old loan officer' of rural credit cooperatives, we will always be by their side as long as customers need it."
It is reported that Yanggao County Associated Press contacted Fang Jie on its own initiative after learning about her supermarket financing needs, and quickly organized relevant personnel to hold a special video conference according to the principle of "handling special matters". The account manager took the initiative to collect loan information, and issued the loan in time in the shortest time, which fully demonstrated the speed of people's livelihood and made contributions to the rural credit cooperatives in a special period.
08
Tianzhen County Union: "Lending" Farmers to Get Rich
Farmers' Old Martial Arts _ Make a fortune.
"In the past, I always heard that it was difficult for farmers to borrow money, so this time I don't have much hope of borrowing money from rural credit cooperatives. I didn't expect to make a phone call under the billboard of "Sunshine Loan" and the loan came to the door. "
Wu Ping, a sheep farmer who lives in Dongsongjiachang Village, Tianzhen County, recently told his neighbors about his contacts with rural credit cooperatives, and he couldn't help feeling deeply. It turned out that in order to change the current situation of family poverty, Wuping wanted to run a sheep farm, but suffered from no start-up funds. Just when he was worried about having no money to buy lambs, the employees of rural credit cooperatives offered him credit services. After on-the-spot investigation, pre-loan evaluation, scale calculation and market prospect analysis, Tianzhen County Union finally gave him a loan of 450,000 yuan, which fulfilled his dream of raising sheep.
At present, the sheep farm in Wuping has developed into a standardized farm, and the stock has increased from the initial 180 to more than 1 000. Sheep sheds have also been modernized and upgraded from two to 18, providing jobs for 16 villagers, with a per capita monthly income of 2,000 yuan. Under his influence and leadership, the number of local farmers has increased.
Related questions and answers: