Customer agreement for overseas wealth management business of China Construction Bank Co., Ltd.
(Foreign currency product template)
Product number:
Party A: Certificate Name: CertificateNo.:
Mailing address: Postal code:
Phone:, mobile phone:
Agent: certificate name: certificate number:
Mailing address: Postal code:
Phone:, mobile phone:
Party B: China Construction Bank Corporation Branch.
Party A voluntarily entrusts Party B as the investment manager to handle the overseas wealth management business of customers, and Party B promises to handle this wealth management business for Party A on the principle of honesty, credit and prudence ... Both parties sign this agreement through equal consultation. This agreement is a legal document regulating the rights and obligations of Party A and Party B in overseas financial services on behalf of clients. Details are as follows:
First, the specific content of the product
1, investment principal
Currency: Account Nature: □ Cash □ Cash.
Amount: (in figures) (in words)
2. For other products, please refer to China Construction Bank's Product Description for Overseas Wealth Management.
2. Party A designates the account opened in Party B as the investment account.
Third, the rights and obligations of all parties.
(I) Investor (Party A)
1. Party A shall provide Party B with the full investment principal.
2. Party A shall enjoy all the benefits generated by Party B's investment on its behalf and bear all the investment risks.
3. Party A shall bear the investment management fee, custody fee and other related expenses agreed in the product specification.
4. Party A has the right to consult the publicly disclosed information and supervise the investment operation of the investment manager.
5. Party A has the right to institute legal proceedings against Party B and its domestic custodian for acts that damage their legitimate rights and interests.
6. Party A shall not engage in any activities that damage the investment operation of this wealth management product and the rights and interests of Party B and the domestic custodian during the duration.
(II) Investment Manager (Party B)
1. Party B shall raise funds according to law, and handle subscription, income distribution and principal return and other related matters on behalf of Party A in time.
2. Party B shall make overseas investment on behalf of Party A according to the investment target and investment scope agreed in the product specification.
3. Party B shall distribute the income to Party A in time according to the product income distribution plan agreed in the product manual.
4. Party B shall regularly disclose information to Party A, including investment status, investment performance, risk status and other information.
5. Party B shall properly keep relevant records, account books, statements and other materials of investment and wealth management business.
6. Party B has the right to safeguard Party A's interests and its own interests by exercising litigation rights or implementing other legal means.
7. Party B has the right to charge the investment management fee according to the product specification.
8. Party B has the right to select the domestic custodian of overseas wealth management products on behalf of customers and manage the wealth management funds entrusted by Party A to Party B. ..
(3) Domestic custodian
During the duration of 1., the domestic custodian shall ensure the independence of the assets of Party A's wealth management products.
2. The domestic custodian shall, in accordance with the custody agreement and relevant laws and regulations, open overseas wealth management accounts and register securities for customers in a timely manner.
3. The domestic custodian is responsible for liquidation, including the remittance of cash and custody assets, the settlement of investment-related funds, the delivery of securities and the payment of related expenses.
4. The domestic custodian shall periodically re-evaluate the market value of the assets under custody according to the custody agreement and disclose it to Party A after confirmation by Party B. ..
5. The domestic custodian shall, according to the custody agreement, make timely and accurate fund settlement and accounting for the custody assets.
6. The domestic custodian has the right to charge the custody fee according to the product specification.
Four. Subscription, redemption and related instructions
(1) subscription
1. When this agreement is signed, Party A shall provide Party B with valid identity documents and full investment principal, and Party B shall remit Party A's investment principal to the account designated by Party B. If entrusting others to act as agents, Party A shall provide valid identity documents of both the agent and the principal.
2. From the date of signing this agreement to the investment commencement date, the investment principal will not bear interest.
3. After the raising period of this product is over, Party B will transfer the principal entrusted by Party A to the domestic custody account at one time.
(2) Payment
1. Party B shall return Party A's investment principal to Party A on the agreed principal repayment date.
2. Party B shall pay the actual income of Party A to Party A on the agreed income payment date.
3. Due to the time difference and the funds in transit, the funds do not bear interest during the agreed income payment date or the principal return date to the fund arrival date.
4. During the period from the fund arrival date to the withdrawal date of Party A, the interest on the subscription principal and income shall be calculated according to the current savings deposit interest rate of the same currency in the same period, and Party B shall withhold and pay personal interest income tax.
5. If the investment principal is cash, the due principal and income are still cash; If the investment principal is cash, the maturity principal and income are still cash.
6. If the fund arrival date falls on a non-working day or relevant international market holidays, it will be postponed to the next working day.
7. Working days refer to the business days stipulated by China when banks handle corporate business.
(3) Relevant explanations
1. Party A shall not withdraw the investment principal in advance from the effective date of this Agreement to the investment maturity date.
2. If the account is changed due to loss reporting, replacement of card, etc., Party A shall go to the original outlet to handle the change formalities in time. If Party A fails to notify Party B in time and the principal and income cannot be recorded, Party A shall bear all the responsibilities.
3. During the investment period, the investment principal enjoys the actual investment income without interest.
4. Party B is not responsible for withholding and remitting the income tax payable by Party A in China, and Party A's income shall be declared and paid by itself according to the regulations of the national tax authorities on individual income tax.
5. After the income paid by Party B is transferred to the investment account designated by Party A, it is deemed that the income has been paid to Party A, and Party B will not bear the capital risk of Party A after the income is credited.
6. When Party B needs to contact Party A during the performance of this agreement, Party B shall contact Party A according to the contact information of himself or his agent filled in by Party A in this agreement, and the notice to the agent shall be regarded as the notice to Party A. ..
Verb (abbreviation for verb) the right to terminate the agreement early.
Neither Party A nor Party B shall unilaterally terminate this Agreement in advance.
The intransitive verb is mutually agreed.
(1) Before signing this agreement, Party A has carefully read the relevant materials of Party B's overseas wealth management business on behalf of clients, understood Party B's relevant operation procedures, and guaranteed to operate in accordance with Party B's regulations.
(2) Party A promises that the contact information and identity information provided by Party A and its agents are true and effective. If there is any change in the mailing address, Party A shall go through the change formalities at the original institution in time.
(III) Party A trusts the authenticity, accuracy and legality of Party B's transaction and accounting treatment, and handles the transaction and accounting matters in a way that respects Party B's reputation and friendly negotiation.
(IV) Party A shall properly keep this Agreement, and Party B shall not be liable for any loss that does not belong to Party B caused thereby. ..
(5) Unless otherwise provided by law, both parties are obliged to keep this Agreement and its terms confidential. Without the written permission of one party, the other party shall not provide or disclose business data and information related to the other party to any organization or individual.
Seven. Other clauses related to this Agreement: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Eight. give up
1. If Party A suffers losses or this Agreement is terminated due to changes in relevant national laws, regulations, rules and policies or the introduction of emergency measures, neither Party A nor Party B shall bear any responsibilities.
2. Party B shall not be liable for risks and losses such as transaction interruption and delay caused by force majeure or unforeseeable factors not attributable to Party B's fault, but shall notify Party A when conditions permit and take necessary remedial measures to reduce losses.
3. If Party A changes the mailing address, postal code, contact telephone number and other elements under this agreement, it shall go through the change procedures at Party B's original outlets in time, and Party B shall not be responsible for the losses caused by Party A's failure to notify Party B in time.
Nine. settlement of dispute
Disputes arising from the performance of this agreement can be settled through consultation. If negotiation fails, bring a lawsuit to the court where Party B is located. During the litigation, the non-controversial clauses in this contract shall continue to be performed.
X. Risk warning
The products invested by Party A under this Agreement belong to
□ Capital preservation floating income financial plan. This product has investment risk, but the principal is safe. Party A shall fully understand the investment risks and invest cautiously.
□ Non-guaranteed floating income financing plan. There are investment risks in this product, and Party A's principal may suffer losses due to market changes. Party A shall fully understand the investment risks and invest cautiously.
XI。 Other explanations
The product description attached to this agreement is an integral part of this agreement and has the same legal effect as this agreement. This agreement shall come into effect after being signed by Party A (or its authorized agent) and sealed by Party B, in duplicate, with each party holding one copy.
Party A declares that I have read the terms of the above agreement and the corresponding risk warnings, fully understand and clearly know the risks of this product, and am willing to bear the relevant risks.
Transcribed by Party A:
Party A/Agent: Party B: China Construction Bank Co., Ltd.
(Signature) (Seal)
Date: Year Month Day Date: Year Month Day