People's Bank of China
The People's Bank of China, as a national bank, enjoys high welfare benefits, and its salary
People's Bank of China
The People's Bank of China, as a national bank, enjoys high welfare benefits, and its salary level is in the middle and upper grades of social wages. From the perspective of salary, basic salary and performance constitute the main part, as well as other extra income such as welfare and travel allowance.
The treatment of people's banks at different levels varies greatly, and so do different regions of the country at the same level.
The branch level is relatively well-off and the income is relatively high. It is also said that branches are treated by the People's Bank of China system. The average employee is about 1.2-0.2 million a year, and the gap between different branches is also large. Guangzhou branch and Xi 'an branch are obviously not of the same grade.
Life in the central branch of the provincial capital city is ok, about one year11-150,000. Of course, the geographical location is also poor, and Hangzhou Zhongzhi is better.
Sub-provincial city central sub-branches refer to the central sub-branches of Qingdao, Shenzhen, Xiamen, Ningbo, Dalian and other cities, with an annual total of 65,438+00-65,438+04 million. For example, Shenzhen is relatively high.
Summary:
The People's Bank of China, due to its special status as the central bank, also undertakes special functions. Whether you are a "issuing bank", a "banking bank" or a "government bank", working in the People's Bank of China for a period of time will certainly broaden your horizons and give you a deeper understanding and grasp of the financial industry. And with the corresponding level, a broad development space is waiting for you.
Industrial and Commercial Bank of China
Established in 1984, China Industrial and Commercial Bank is one of the top five banks in China and one of the top 500 enterprises in the world. It has a customer base in China and is a commercial bank in China.
Working in ICBC, I got a master's degree in economics, which is different from ordinary undergraduates. Undergraduate students need to start grass-roots practice, but master students don't need it (but this is only the situation at that time, as if master students are going to start grass-roots practice now). The frequency of salary increase for undergraduate graduates is also different. Generally speaking, the average salary increase of master graduates is once a year, while that of undergraduates is once every three years. This difference is enormous. But after a few years, when everyone has enough experience, the difference will not be so obvious.
Summary:
According to the statistics of relevant websites, the average monthly salary of ICBC employees is 6,983 yuan, and the treatment is not bad. ICBC's business is comprehensive, and it can learn more, with little pressure and good development.
agricultural bank
The competition of ABC is fierce, especially for those who lend money to customers. Sometimes the task of a quarter is tens of millions. However, there will always be a few people, and the list will come soon. The number of each list is very large, and their promotion will be very fast. There will always be people with connections in state-owned banks, but now the inspection of talent selection and promotion is much more transparent. China Agricultural Bank recently launched a new system, established a talent pool, recorded all the information of people in the bank, and worked in the bank for five years. If you want to be promoted, you can apply for the relevant post exams. If you pass the written test, you will also have interviews, speeches and comprehensive strength. If you pass, you can be promoted!
Summary:
As the five major state-owned banks, the work is relatively stable and comfortable, while the Agricultural Bank of China has relatively few outlets. A friend who is engaged in software development in Agricultural Bank of China earns 6500 yuan/month after becoming a regular employee, and the housing subsidy is about 1500 yuan. Generally speaking, the treatment is not bad. Different branches, different outlets, different posts and the completion of different posts of ABC, together with the specific assessment methods of its institutions, will also be treated differently. Generally speaking, ABC has done a good job, and the year-end award will not be lower than the local average.
Bank of China
The treatment of China Bank is roughly divided into two parts, one is monthly salary, and the other is year-end performance, that is, bonuses obtained according to business. There are also insurance, housing provident fund and so on. According to the statistics of related websites, the average monthly salary of China Bank employees is 6042 yuan. But what is certain is that the more business you know in the bank, the higher your position and your salary are very unusual. For example, financial planners are not reflected in small towns, but they are ok in provincial capitals, and Beijing and Shanghai are higher.
If account managers and financial planners have the ability to cultivate investment property reasonably for big customers and help them increase their value, the income will be very, very considerable. The benefits of banks mainly lie in big customers. You help customers get rich, and customers help you get rich. Actually, that's it.
Summary:
It depends on what you are concerned about and where the Bank of China is located. This treatment is related to local industry standards and the local profitability of China Bank. For example, a branch of Bank of China is a loss-making bank in the banking system of China, so the total fees paid by the head office will be limited, and the salaries of natural employees are not comparable to those of other banks. If it is a profit-making bank, it ranks high in the Bank of China system and generally raises its salary. Generally speaking, in many mainland cities, the income level of BOC is not as good as that of some relatively small joint-stock banks. In the southern coastal areas, Beijing and Shanghai, the Bank of China is not bad in the banking system.
China construction bank
As one of the four major banks in China, many people dream of working in CCB, but it depends on what they do in the bank, such as customer service, which is relatively mobile. Basically, they changed a batch in the first half of the year. Work pressure, on the one hand, to face the vast number of customers, on the other hand, to face the various departments in the company.
CCB is traditional, either because it has a long history or because it is a state-owned enterprise. The company's welfare is average, and the only satisfaction is medical insurance, but I don't think anyone is eager to enjoy such welfare. Personal salary is determined by the number of years in the enterprise. The number of salary increases per year is relatively stable, and there are no red people who raise their wages several times a year. The same is true for promotion. You can only climb up step by step, depending on your personal ability and qualifications.
Summary:
The treatment of different branches of CCB is still very different. The salary of new employees of CCB is 5000 yuan, but they actually get about 3850 yuan. China Construction Bank has housing accumulation fund, social security, medical insurance and unemployment insurance, and its main income comes from performance. If the benefits are good, the income will be considerable and stable. Salary mainly depends on the position!
Bank of Communications
Bank of Communications, founded in 1908, is the oldest bank in China and one of the note-issuing banks in modern China. Bank of communications is generally fragrant with birds and flowers, the air is fresh, and even the skin is not tight. But the staff who sell credit cards simply can't enjoy this benefit. Credit card promotion is to "dig a hole" with acquaintances and sweep them out first. This is a good success rate.
Performance is the food and clothing parents of bank staff, which is not only directly linked to salary, but also depends on whether you are qualified to travel. As a national bank with its head office in Shanghai, Bank of Communications has performed generally in all aspects. Basically, the salary is around 5000 yuan. Because bank of communications is a secret salary, the specific situation is not very clear.
Summary:
Bank income is divided into regions, and there must be differences in income in different regions, but the general annual income of Bank of Communications is about 65,438+10,000.
policy banks
First of all, the recruitment threshold of policy banks is not low, because they will not recruit a large number of people because of their business scope, so most of them are talents with both ability and political integrity, and it is never a bad thing to have sex with such people;
Secondly, the work pressure is not great. Compared with commercial banks, policy banks have no pressure on deposit indicators. For ordinary employees, there is no need to borrow money through their own channels. Most of their business is still door-to-door (only refers to CDB and ICBC, which IFAD doesn't understand), and their mentality will be relatively relaxed, and their commute will be relatively regular (relative to commercial banks), so they can take care of work and life;
Finally, many people who work in commercial banks can't imagine the level of projects you are exposed to and the customers you are facing. A loan officer also has the opportunity to negotiate face to face with foreign officials, and billions of projects will be realized in the hands of young people. Only a few people can feel this feeling in commercial banks, but it is very common in policy banks.
Summary:
Of course, there are advantages and disadvantages. Policy banks are not treated as well as commercial banks. Especially after working for a period of time, the gap between the treatment of senior employees and management and the financial industry widened, but the cost performance remained unchanged, so the turnover rate was also low.