Will not be investigated. This is the city's housing provident fund to participate in cultivating and supporting employees without housing deposits to rent houses. It also reflects the deepening of the reform of "decentralization, strengthening supervision and improving service" in the management of housing provident fund in our city, and realizes the service goals of "never meeting" and "zero running" through the "interconnected housing rental service platform".
Second, will Shanghai rent a house and withdraw the provident fund?
No, it is an important measure for the city's housing provident fund to participate in the cultivation and development of the housing rental market and actively support employees who have no housing to pay for renting houses and live and work in peace. It also reflects the deepening of the reform of "simplifying administration and decentralization, strengthening supervision and improving service" in the management of housing provident fund in our city. Through "Internet service", we can share data with the public service platform for housing leasing, simplify the handling process, and achieve the service goals of "never meeting" and "running away".
Third, does it depend on the Construction Bank to withdraw the rental provident fund in Shanghai?
According to the new regulations on provident fund management, employees who pay rent and their spouses can withdraw housing provident fund from their accounts. The basic principle is that the total withdrawal shall not exceed the actual rental expenditure.
As far as drawing provident fund to pay rent is concerned, renters can go through the relevant procedures of drawing provident fund as long as they can provide legal housing lease contracts and invoices.
The certification materials required for handling the formalities include: the original and photocopy of the house lease contract; The original and photocopy of the paid rent invoice; Extract the original and copy of employee ID card; Withdraw the employee's own bank savings account.
Mind you, if the tenant's spouse needs to withdraw the housing provident fund, in addition to the above information, the original and photocopy of the husband-wife relationship certificate and the copy of the renter's withdrawal of the provident fund record form are also needed.
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4. Will the withdrawal of provident fund for renting a house be investigated?
Renting a house to withdraw the provident fund will not be investigated. You can withdraw the provident fund when renting a house, and you can withdraw the housing provident fund if you can't afford the rent. Workers have paid in full for three months in a row. If my spouse and I have no own housing and rent a house in the deposit city, we can withdraw the housing provident fund of both parties to pay the rent, and we can withdraw it in full according to the actual rent expenditure. Housing accumulation fund refers to the long-term housing savings paid by state organs and institutions, state-owned enterprises, urban collective enterprises, foreign-invested enterprises, urban private enterprises and other urban enterprises and institutions, private non-enterprise units, social organizations and their employees. It has universality, compulsion, welfare and recyclability. The definition of housing provident fund includes the following five aspects: 1, housing provident fund is only established in cities and towns, and housing provident fund system is not established in rural areas; 2. Only on-the-job employees can establish the housing accumulation fund system. Urban unemployed residents and retired workers do not implement the housing provident fund system; 3, housing provident fund consists of two parts, one part is paid by the employee's unit, and the other part is paid by the individual employee; 4. The long-term nature of housing provident fund deposit. Once the housing provident fund system is established, employees must pay it continuously according to the regulations during their employment, and it shall not be suspended or interrupted except for employees' retirement or other specified circumstances; 5. Housing accumulation fund is a personal housing savings fund specially used for housing consumption expenditure stored by employees according to regulations. It has two characteristics: first, it is cumulative, that is, housing provident fund is not an integral part of employees' wages, and it is not distributed in cash, and it is managed by special accounts. The second is special. The housing provident fund is earmarked for special purposes and can only be used for the purchase, construction, overhaul of self-occupied housing or the payment of rent during storage. "Regulations on the Management of Housing Provident Fund" Article 9 The Housing Provident Fund Management Committee shall perform the following duties in the management of housing provident fund: (1) Formulate and adjust specific measures for the management of housing provident fund according to relevant laws, regulations and policies, and supervise the implementation; (two) according to the provisions of article eighteenth of this Ordinance, formulate the specific deposit ratio of housing provident fund; (three) to determine the maximum loan amount of housing provident fund; (four) approval of housing provident fund collection and use plan; (five) to consider the housing provident fund value-added income distribution plan; (six) to examine and approve the report on the implementation of the plan for the collection and use of housing provident fund.