When choosing to sell the factory, we should be optimistic about the urban planning. The industrial park and logistics park in the long-term urban planning are all good places to lay out factories. It is suggested to choose some factories that have passed the government's fire control and safety examination and approval, and consider the factors such as traffic location, industry development and the overall situation of factories before deciding on the investment plan for home ownership.
Both parties should pay attention to some details. If the plot is collective land, it depends on whether there is a land lease contract, whether there are relevant control regulations on the plot, how long the plot is, and what is the plot ratio of the land and the factory building. It is best to summarize and consult relevant departments and professional intermediaries before trading.
4. When investing in a factory, you must calculate the return on investment. In other words, the price and rent of the factory should be considered comprehensively, and the superficial low price of the total price and unit price should not be coveted. This is an unsuccessful investment and cannot be rented or resold.
What is the mortgage interest rate for buying a factory?
At present, the benchmark loan interest rate announced by the bank is 4.35% from 0 to 6 months (including June), 4.35% from June to 1 year (including 1 year), and 4.75% from 1-5 years (including 5 years) and 5-30 years (including 30 years).
Scope of application of mortgage loan for purchasing factory buildings
1, must be approved and registered by the administrative department for industry and commerce, and go through the tax registration and annual inspection procedures in accordance with the regulations; Products have a market, and production and operation are profitable. Do not misappropriate credit funds and abide by credit.
2 have the ability to repay the principal and interest on schedule, and the original loan principal and interest payable and the loan due have been paid off; If there is no repayment, a repayment plan approved by the bank has been formulated; According to the Standard for Credit Rating of Banking Enterprises, in principle, the credit rating must be above A level.
3. Limited liability companies and joint stock limited companies shall open basic account or general deposit accounts in banks, and the accumulated amount of foreign equity investment shall not exceed 50% of their total net assets, unless otherwise stipulated by the State Council.