Lao Wu said
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Hello, dear, it's my pleasure to serve you ~ Yes, parents' dishonesty does not affect their children's loans. Bank credit information generally only examines personal credit, and does not involve parents' dishonesty. However, parents who break their promises will affect their children's enrollment and enlistment. You should be able to produce evidence to prove that you really have the ability to repay. Your father is a treacherous man, which is your father's business. This has nothing to do with you.
Consultation record answered in September 2022-65438+April.
My father is a treacherous man. Can I get a loan?
Hello, dear, it's my pleasure to serve you ~ Yes, parents' dishonesty does not affect their children's loans. Bank credit information generally only examines personal credit and does not involve parents' dishonesty. However, parents who break their promises will affect their children's enrollment and enlistment. You should be able to produce evidence to prove that you really have the ability to repay. Your father is a treacherous man, which is your father's business. This has nothing to do with you.
Extended information "The person who is untrustworthy refers to the person who has the ability to perform but fails to perform the obligations specified in the effective legal documents, commonly known as Lao Lai. If the person subjected to execution fails to perform the obligations specified in the effective legal document, under any of the following circumstances, the people's court shall include him in the list of the person subjected to execution for dishonesty and impose credit punishment on him according to law: (1) Having the ability to perform but refusing to perform the obligations specified in the effective legal document. " Article 1 of the "Several Provisions of the Supreme People's Court Municipality on Publishing the Information of the List of Executed Persons with Breach of Trust", if the executed person fails to perform the obligations specified in the effective legal document and has one of the following circumstances, the people's court shall include him in the list of executed persons with breach of trust and impose credit punishment according to law: (1) Having the ability to perform and refusing to perform the obligations specified in the effective legal document; (2) Forging evidence, Bao Li or obstructing or resisting execution by threatening; (3) evading execution by means of false litigation, false arbitration or concealing or transferring property; (4) Violating the property reporting system; (5) Violating the consumption restriction order; (6) refusing to perform the settlement agreement without justifiable reasons.
My father is a treacherous man. Can I get a loan?
Chen Xiao legal pioneer
The response time is 5 minutes.
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Hello, dear, I'm glad to serve you ~ I can get a loan. Children of faithless people can get loans, and parents are faithless people, which mainly affects parents themselves. At most, it only involves private schools where their children can't charge high fees, because people who break their promises will be restricted from spending high. However, children's loans will not be affected. As long as the children have good credit and the ability to repay the principal and interest of the loan on time, they will generally handle the loan smoothly. If you can release your parents from the list of untrustworthy people in the future, you can also borrow money, and your daily consumption and travel will no longer be restricted, and everything will return to normal.
Consultation record answered in September 2022-65438+April.
My father is a treacherous man. Can I get a loan?
Hello, dear, I'm glad to serve you ~ I can get a loan. Children of faithless people can get loans, and parents are faithless people, which mainly affects parents themselves. At most, it only involves private schools where their children can't charge high fees, because people who break their promises will be restricted from spending high. However, children's loans will not be affected. As long as the children have good credit and the ability to repay the principal and interest of the loan on time, they will generally handle the loan smoothly. If you can release your parents from the list of untrustworthy people in the future, you can also borrow money, and your daily consumption and travel will no longer be restricted, and everything will return to normal.
Legal Basis "Several Provisions of the Supreme People's Court Municipality on Publishing the Information of the List of Executed Persons with Breach of Trust" Article 1 If the executed person fails to perform the obligations specified in the effective legal document and has one of the following circumstances, the people's court shall include him in the list of executed persons with breach of trust and impose credit punishment on him according to law: (1) Having the ability to perform and refusing to perform the obligations specified in the effective legal document; (2) Forging evidence, Bao Li or obstructing or resisting execution by threatening; (3) evading execution by means of false litigation, false arbitration or concealing or transferring property; (4) Violating the property reporting system; (5) Violating the consumption restriction order; (6) refusing to perform the settlement agreement without justifiable reasons.