1. Because the state has regulations on the participation ratio: the insured shall pay the basic old-age insurance premium according to the sum of the contribution ratios of enterprises and employees stipulated by the local government, and the minimum contribution ratio shall not be less than 20%. . Therefore, according to the payment base of 222 1 when you are on the job, you need to pay 8% of the insurance premium, which is 177. The basic old-age insurance premium paid by the insured shall be credited to the individual account according to the proportion stipulated by the state, and the rest shall enter the overall fund. Therefore, 222 1 12% is 266, which goes into the overall fund.
2. If you haven't found a new unit, you have to continue to pay fees to ensure social security.
3. If you are in arrears for a long time, you will be stopped. If you want to continue to pay insurance next time, you will be asked to fill the gap in the middle. The problem is that it was paid according to the payment base at that time, which is definitely more expensive than now.
4. The arrears are paid by oneself, which has nothing to do with the unit. Your current company can't continue to insure you until you pay the settlement fee. According to the real-time cardinality.
5. You can't start paying until you pay the arrears to the new unit. You need to pay your own arrears and apply for a new unit to continue.
6. You need to go to the corresponding district social security bureau to go through the formalities of stopping payment.
Friendly reminder: since the social security system is cumulative rather than continuous, I can't afford it if you think the insurance cost is too high. You can go directly to the district social security bureau to apply for suspension of insurance, and you can continue to pay the fee if you find a new unit in the future, without paying the intermediate price difference; If you don't pay, it will become a passive arrears stop insurance, and once you need to use this account in the future, you must pay the difference in the middle. There is a big difference between the two.