Product Name Ping An Li Hong Life Insurance (Dividend Type)
Dividend of insurance investment
China Ping An Life Insurance Company of China Insurance Company China Insurance Co., Ltd.
The insured age is 0-65 years old, and the age at the expiration of the payment period is not more than 79 years old.
Flexible choice of payment method
Life insurance period
Insurance liability. Survival insurance money
The insured is still alive three years after the policy comes into effect, and the company pays "survival insurance money" at 8% of the insured amount.
Second, death insurance
If the insured dies of illness within one year from the effective date of the policy, the company will pay "death insurance money" at 10% of the insured amount, and return the paid premium without interest, and the insurance liability will be terminated. If the insured dies of an accident or illness one year after the policy takes effect, the company will pay the "death insurance money" according to the insured amount, and the insurance liability will be terminated.
The above-mentioned "paid premium" refers to the annual premium paid according to the insured amount at the time of payment and the original insurance age.
Ping 'an Additional Children's High School Education Annuity Insurance (Dividend Type)
Product Name Ping An Additional Children's High School Education Annuity Insurance (Dividend Type)
Additional insurance for all kinds of insurance
China Ping An Life Insurance Company of China Insurance Company China Insurance Co., Ltd.
Insurance coverage 0- 17 years old
Payment method is wholesale or annual.
The insurance period ends at 17 years old.
Insurance liability. Survival insurance money
The insurance premium for 1. high school education shall be paid by our company at the annual anniversary of the insured's survival to 15, 16 and 17.
2. Congratulatory money for academic success. On the anniversary of the policy when the insured lives to 65,438+07 years old, the Company will pay 65,438+00% of the insured amount, and the insurance liability will be terminated.
Two. Death insurance premium If the insured dies after the policy comes into effect/before the policy anniversary of Kloc-0/7 years old, the company will pay the death insurance premium according to the guaranteed cash value, and the insurance liability will be terminated.
Hello! According to the above terms, your insurance is divided into two parts. 1. The education fund receives 4,000 yuan when children 15 years old and 16 years old, 6,000 yuan when children 17 years old,1* *14,000 yuan.
Second, the main insurance part receives 1.600 yuan every three years. Because it is a lifelong collection, how much you can receive depends on the age of your child. If children live to 80 years old, they can receive 26 times * * * 4 1.600 yuan. In addition, after the death of the child in the future, there will be 20,000 yuan of death insurance money for his beneficiaries. Then even the money received by the education fund is 75,600 yuan, and the amount of bonus depends on the company's operating conditions, which is unpredictable. So it is uncertain how much you can receive in the end. Your investment period is the life span of your child, so it is also uncertain.