The reason for this is the following：
1. Information sharing between different financial institutions is limited. Data between different institutions, such as credit card issuers, banks and online lending platforms, usually cannot be communicated in real time.
2. Credit cards and online loans are different in nature. Credit card is a kind of credit tool, which focuses on consumption and payment ability, while online lending is a kind of lending behavior. Although both of them involve personal credit, they exist independently of each other and have little information overlap.
3. Personal online loan information often requires specific inquiry authorization. In the process of directly handling credit cards, people generally don't take the initiative to check and verify personal online loan records.
Summary:
Generally speaking, it is impossible to directly inquire about personal online loan records when running a credit card, because the information between different institutions is limited, credit cards and online loans are different in nature, and personal online loan information needs specific inquiry authorization. However, in some cases, there may be special information enjoyment or inquiry. Please consult relevant financial institutions for accurate information about the specific process.
Extended data:
-In China, personal credit records are mainly maintained by the central bank's credit information system, including loans, credit cards, guarantees and other information. But this information usually needs the authorization of the user to be queried and enjoyed.
-Personal credit records have an important impact on financial activities such as borrowing money, buying houses and handling credit cards. It is suggested to manage personal credit behavior reasonably and repay debts in time in order to maintain a good credit record.