Can I get the real estate license when the house is still under loan?

Even if the house is still in loan, the owner can get the real estate license. Property buyers buy houses through loans, which are actually loans from banks or other financial institutions to pay the full price of the house, and then they need to repay the loans at a certain time limit and interest rate, but this does not affect the issuance of real estate licenses.

The real estate license, also known as the house ownership certificate, is a legal document to prove the ownership of the house. In China, the real estate license is issued by the local real estate management department, which will record the physical information and ownership relationship of the house in detail.

Under normal circumstances, buyers can apply to the local real estate management department for real estate license after completing the housing transaction and paying off all the purchase price (including loans). Therefore, even if the buyers are still paying the mortgage, they can get the real estate license, because from a legal point of view, they have already paid the house in full.

For example, Xiaoming buys a house through a loan, and can apply for a real estate license after the transaction is completed. Although it will take some time for Xiao Ming to repay the loan, it will not affect him to get the real estate license.

The above contents are for reference only, and the specific operations and regulations may vary according to regions and specific policies. Therefore, in practice, it is recommended that buyers consult relevant professional institutions or local real estate management departments to ensure that their rights and interests are properly protected.