Senior, let's talk about the difference between Fude Life Insurance Company and Pacific Insurance Company, and see which insurance company is stronger. Compare which company's products are more cost-effective?
Today, Senior Sister will lead her friends to see what is the difference between the two insurance companies and who is better.
1. How about Fude Life Insurance Company?
Fude Life Insurance Company was established in 2002. Is a very professional national life insurance company with a registered capital of1175.2 billion yuan and total assets of over 480 billion yuan. At present, it has 35 branches, more than 1000 branches and service outlets all over the country. The company not only includes life insurance, annuity insurance, accident insurance and health insurance, but also provides a comprehensive risk protection scheme. He has been selected as one of the "Top 500 Asian Brands" for many times, and was fortunate to be selected as one of the "Top 500 Enterprises in Shenzhen" in 20021year, ranking among the top three in the insurance industry.
These are just data provided by insurance companies. For more information about Fude Life Insurance Company, please read this article:
Is Fude Life Insurance Reliable? After stripping off its ace product, I know ... "
2. What about Pacific Insurance Company?
Pacific Insurance Company was established in 199 1 with a registered capital of 2.452 billion yuan. Headquartered in Shanghai, the Group is known as the leading comprehensive insurance group in China and the first insurance company listed in A+H+G (Shanghai, Hong Kong and London). And in this 1 1 year, they were all selected into the Fortune Global 500, ranking 158. In 20021year, the company's operating income reached 440.643 billion yuan, an increase of 4.4% over the previous year; The Group's operating profit was relatively high, reaching 35.346 billion yuan, an increase of 65.438+03.5% over the previous period. In 2022, it successfully became the official partner of Hangzhou Asian Games. Pacific Insurance has a complete insurance license, including life insurance, property insurance, endowment insurance and health insurance. , providing customers with a number of benefits-comprehensive risk protection solutions, wealth planning and asset management services.
What should I pay attention to when buying products from Pacific Insurance Company? Don't worry, senior has already arranged it for everyone. Click on the following article to view:
How about Pacific insurance? Is it reliable? What are the precautions? 》
3. Fude Life Insurance Company pk Pacific Insurance Company, who can win?
1, the company is open in the background.
Fude Life Insurance was established in 2002 with a registered capital of 65,438+065,438+07.52 million yuan. It has set up 35 branches all over the country, and has been selected as "Top 500 Asian Brands" for many times, and won the honors of "Top 500 Asian Reputation Brands 10", "Top 500 Asian Life Insurance Companies 10" and "Top 500 Chinese Enterprises".
China Pacific Insurance was founded in 199 1 with a registered capital of 2.452 billion yuan, and has been selected as one of the Fortune 500 companies for many times. In 20021year, the group's business amount reached 35.346 billion yuan.
In terms of registered capital, Fude Life Insurance has stronger capital and strength.
2. Solvency comparison
Fude Life Insurance Company is now in the stage of being taken over, and has not published solvency information in the past two years.
China Pacific Insurance also has many subsidiaries. Let me introduce the solvency value of China Pacific Life. According to the summary of China Pacific Life's solvency quarterly report in the third quarter of 2022, its core solvency adequacy ratio is 65,438+043%, its comprehensive solvency adequacy ratio is 2,465,438+0%, and its comprehensive risk rating result in the second quarter of 2022 is AA.
The solvency standard line set by the insurance company of CBRC is:
The core solvency adequacy ratio is not less than 50%;
The comprehensive solvency adequacy ratio is not less than 100%.
In this way, the solvency of the two insurance companies has exceeded the minimum standard, which can be relied on.
3. What are the advantages of insurance?
The advantages of Fude Life Insurance include not only health insurance and life insurance, but also annuity insurance, such as Kangshun Life's critical illness insurance and Fu Ying 99 annuity insurance plan.
The advantages of Pacific Insurance mainly cover medical insurance and accident insurance. For example, I love guarding domestic travel accident insurance, warm children's hospitalization insurance, e-care-medical worry-free million medical insurance (20 years) and so on.
Whether the products of Pacific Insurance are reliable or not depends on the guarantee content of the products. Do you want to know whether Pacific Medical guarantees to renew the insurance for 20 years? Read this article first:
"Pacific Medical enjoys worry-free millions of medical insurance, which can be renewed for 20 years?" Is it true ... "
On the whole, the ability and strength of Fude Life Insurance and Pacific Insurance Company should not be underestimated. However, the most important thing for us to buy insurance is whether the product itself is strong, whether the coverage is comprehensive, whether the compensation is large, and so on. How the insurance company is is not the most critical.
Write it at the end
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