If you are going to choose a house in yingtan, what is the down payment for a 600,000 house? How much is the monthly payment?
The current high housing prices make many people afraid of just needing it. Nowadays, many people have the need to choose a house, but they are unable to choose a house in full, so people choose mortgage loans to choose a house. Because the loan policies of different cities are different, it is necessary to master the local real estate policies, because only in this way can the funds on hand be arranged reasonably and used correctly. If you are going to choose a house in yingtan, what is the down payment for a 600,000 house? How much is the monthly payment? Let me show you the relevant information below!
For the purchase of the first house property, the down payment ratio of the commercial loan shall not be less than 30% of the total house price, that is, 60000030%=420000 yuan, and the loan period shall be 30 years; Provident fund loans, the loan ratio can reach 80%, the loan amount is 600,000 yuan, and the loan period is 30 years.
If it is a second suite, it shall not be less than 50% of the appraised house price, that is to say, to buy a house with a total house price of 600,000 yuan, the down payment needs 60,000,005% = 300,000 yuan; If the provident fund loans the second suite, the loan amount is 600,000.
With regard to the down payment and monthly payment for choosing a house in yingtan, if you are going to buy a 600,000 house in yingtan, you should prepare sufficient funds. The down payment is not a small expense, and the monthly payment should be calculated. Will it affect your quality of life in the next few years or even decades? The above is the content of the yingtan housing loan I provided for you. I hope I can help you!
What kind of lending institution is yingtan Shanzhen Technology Co., Ltd.?
Third-party lending institutions. Yingtan Shanzhen Technology Co., Ltd. was established on 202 1,1,65438+6. The company belongs to a third-party lending institution, and the money received by the borrower is the third hand.
What is Jiangxi yingtan Wisdom Jin Fu Online Loan?
Jiangxi yingtan Wisdom Jin Fu is a small online loan. According to the information of Jiangxi yingtan Smart Financial Services, Jiangxi yingtan Smart Financial Services is a company, so Jiangxi yingtan Smart Financial Services is a small online loan.
What is the interest rate of the first home loan in yingtan?
5.4%。 The reporter learned from the relevant financial institutions in Yingtan City, Jiangxi Province that the interest rate of the first home loan in Yingtan City has been greatly reduced, and the average interest rate of the first home loan is 5.4%. Yingtan, a prefecture-level city under the jurisdiction of Jiangxi Province, is famous for its "ripples dancing on it and eagles flying" and is an important member of the urban agglomeration in the middle reaches of the Yangtze River; It is located in the transition zone from Wuyishan to Poyang Lake Plain.
What kind of loan is yingtan v. Da Technology?
Yingtan v. da technology is. The business scope of yingtan Weida Technology Co., Ltd. is general projects: technical services, technical development, technical consultation, technical exchange, technology transfer, technology promotion, software development and information technology consulting services.
Which bank in yingtan can decorate the loan?
~ Which bank in yingtan can handle the decoration loan? At present, CCB, ABC, BOC, ICBC, Rural Commercial Bank, China Merchants Bank and Ping An Bank can all apply for renovation loans. However, not everyone can apply for decoration loans, and they need to meet certain qualifications to apply. Because different banks have different policies, each bank has different application conditions. The decoration loan is a pure credit loan, and there is no mortgage. The lender can get the decoration loan from the bank with his own credit. But a pure credit loan doesn't mean that you can borrow money from the bank at will. Credit needs to be proved. You don't just say how good your credit is, the bank will believe that your credit is good. Before the bank gives you a loan, you need to produce evidence to prove your credit. For example, provide social security, provident fund, bank account number, purchase contract, purchase invoice, etc. They are all materials that can prove your credit. For lenders, if their personal qualifications are excellent, they can choose banks with low interest rates and high loan quotas. If the lender's personal qualifications are not very good, priority should be given to banks with lower requirements for the lender's qualifications. On the threshold of loan application, commercial banks are usually lower than the four major banks. If you want to talk about loan application amount or loan application interest rate, it is better to choose the four major banks than other commercial banks.
Yingtan loan introduction ends here.