Is it legal to charge a service fee for introducing loans?

Legal analysis: 1. Under normal circumstances, there is no need to charge a service fee for loans. If the other party asks for a service charge, it should be distinguished. When you don't know whether the loan service fee is illegal, you can find a lawyer to help you safeguard your rights and interests.

If you just borrow money directly from the bank, there will be no service charge. But from a legal point of view, the loan agency fee is legal, as long as it does not exceed the standard.

Legal basis: Article 40 of the Law of People's Republic of China (PRC) on the Promotion of Small and Medium-sized Enterprises. The State encourages all kinds of social intermediary agencies to provide information consultation, investment and financing, loan guarantee, legal consultation and other services for small and medium-sized enterprises. The agency fee is a legal fee, and the law supports it as long as it does not exceed the standard.