Wang Xiaochun, deputy director of Shandong Banking Regulatory Bureau, said that the cooperative alliance is a new consortium jointly established by Shandong * * * and 14 city commercial banks, and it is a financial service company with independent legal personality. The cooperative alliance does not operate specific banking business, but its main responsibility is to provide background support services for city commercial banks in this province, including bank IT system development and data operation and maintenance, payment and settlement and business operation platform services, financial product research and development, and information consultation. However, it does not have management functions and does not directly participate in the business operation and management of shareholder banks.
The registered capital is 654.38+0.4 billion yuan, which is mainly used for infrastructure construction such as unified IT platform. After the platform is officially put into operation, the cooperative alliance will formulate charging standards according to the business service volume to maintain normal operation.
As a foreign aid, the German Savings Bank is different from Shanghui Bank and Zheshang Bank. Shandong City Commercial Bank Cooperation Alliance has found another way, drawing more lessons from the joint development experience of German savings banks. With more than 400 independent savings banks, the German Savings Bank has maintained a high degree of stability and strong market competitiveness by building a unified rear service support platform.