According to relevant data of Baidu Encyclopedia, Baixing Credit Information Agency is the only licensed market-oriented personal credit information agency with administrative license, which is supervised and managed by the People's Bank of China. The general business project is to collect and use enterprise information, carry out enterprise credit evaluation, rating, consultation, training, market research and research, database service and technical service; Computer software and network technology development, sales, training, transfer, system operation and maintenance; Sales of computer software and hardware; Conference planning.
Baixing Credit Information is mainly to improve the risk management level of the Internet finance industry. Internet financial institutions will form a complete risk control system based on the personal credit records provided by the people and their own original data, so as to provide users with more comprehensive, clear and safe financial services.