There are many millions of medical insurance now, and the effect is very good. If you are really sick, the treatment mainly depends on this kind of large medical insurance, so this is necessary. At the age of 30, this kind of medical insurance has five insurances and one gold, so it only needs about 300 a year. This is the most important thing, you should give priority to buying.
Then there is critical illness insurance. The recommended amount of critical illness insurance is more than 300,000, because the average treatment cost of critical illness is 283,000. According to your premium, it is estimated to be 200 thousand, which is not enough. If it is 300,000, it will be more than 7,000 a year, and with millions of medical care, it should be less than 7,500. If funds permit, this amount is reasonable.
Secondly, since we have millions of medical services, why should we be seriously ill? That's because medical insurance is not for life. Even if some of them can be renewed for six years now, but they just stopped selling in the seventh year, the protection will be gone. Critical illness insurance is life-long, and the suspension of insurance is still effective, which is the safest way for us to prevent serious illness. Of course, at present, it mainly depends on millions of medical insurance. So your first task must be to buy medical insurance first, and then spare no effort to buy critical illness insurance. As for minor medical care and minor accidents, it depends on one's physical quality and usual working and living environment.
The above comments are correct. Not necessarily from China. Products are protected by law, so it is best to choose the one that suits you and is cost-effective.