How do individual industrial and commercial households handle WeChat payment?

First, individual industrial and commercial households apply for WeChat payment materials

1, WeChat official account

2. Business license: color scanned copy or digital photo.

3. Corporate bank account/corporate private account: including the information of the province and city where the bank is located and the account number.

4. Legal person ID card: color scanned copy or digital photo.

Second, the application process

1, submit information

Submit basic information such as business license, ID card and bank account online, and complete account verification according to the guidelines. ?

Step 2 sign the agreement

The WeChat payment team will complete the review within 1-2 working days. After the approval, please sign online to experience the product capability.

Step 3 bind the scene

If you need to develop your own collection, you need to bind the merchant number with APPID, or open the commercial version of WeChat Collection (development-free) to complete the collection.

Extended data:

I. Application fee

1. There is no application fee for accessing WeChat payment;

2. Merchants charge service fees according to the rate, which is generally related to the business category selected by the merchants, ranging from 0.6% to 1%;

3. Details of qualifications, rates and settlement cycle corresponding to merchant categories.

Second, settlement.

It refers to the behavior that TenPay transfers the transaction funds into your WeChat payment merchant number within a certain period of time after the user purchases your goods or services, and withdraws them into your bank account according to the agreement and your settings.

Third, withdraw cash.

According to your instructions or agreement, Tenpay will send a transfer instruction to the reserve bank within a certain period of time, and ask the reserve bank to transfer the corresponding funds to the legal bank account designated by you.

Wechat Payment-Enterprise Wechat Access Payment