Is the debt entrusting company reliable?

The collection company is not reliable. At present, most domestic collection companies have not obtained business licenses, which is illegal. In the process of debt collection, it often involves intentional injury, illegal detention and other illegal and criminal acts. Therefore, if there is a private lending dispute, or a lawsuit is filed through the civil court of the people's court according to law, the debt cannot be recovered, but it is suspected of a criminal offence, resulting in more serious consequences.

: 1. What is a debt entrusting company?

1. Debt custody is based on market principles. With the support of relevant policies, policy intermediaries reach an agreement with debtors or creditors to transfer their debts or claims in a competitive way. Policy intermediaries operate in accordance with commercial laws. The so-called policy intermediary refers to the operating institutions that can obtain the support of relevant state policies and relevant state departments. In addition to policy advantages, we should also have talent advantages (including high-quality managers and senior financial personnel, etc.). ) and financial advantages. There are two main modes of operation of policy intermediary, one is debt-to-equity swap, and the other is pure debt custody operation, which is equivalent to debt recovery company.

2. Legal basis: Article 9 19 of the Civil Code of People's Republic of China (PRC). The entrustment contract is a contract in which the trustor and the trustee agree that the trustee shall handle the affairs of the trustor. Article 920 The principal may entrust the agent to handle one or more specific affairs, or may entrust the agent to handle all general affairs.

Second, debt companies should pay attention to the problem of debt settlement.

1. First of all, debt companies should pay attention to their attitudes in the process of dealing with debts. Many times, what people do is not easy to succeed, especially in communicating with others. Why? Because of attitude problems and improper attitudes, debt collection failed. Compared with people's feelings, it is definitely not a good attitude. Attitudes and specific practices should not be because their creditors can be aggressive, let alone because they are modest in debt collection, generally neither supercilious nor supercilious, energetic, confident and generous, and have a good communication attitude with each other.

2. Secondly, before paying off the debt, we should carefully understand the debtor's financial situation and other comprehensive conditions. Many times, it is not that debtors have no financial resources to repay their debts, but that they have more ambitious development goals and will continue to default on their debts. Therefore, it is very important to know the financial resources of debtors carefully.