The WeChat Help Center said that at present, WeChat transfer does not support cancellation, and users are advised to handle it with the payee. At the same time, it is also noted that contacting the manual service is non-refundable.
The Notice of the People's Bank of China on Strengthening the Management of Payment and Settlement to Prevent New Crimes in Telecommunication Networks does not explicitly require the payment institution to "cancel the transfer business once the individual (within the extension period) applies".
However, the payment institution is required to straighten out the workflow of assisting the competent authorities in inquiring, stopping payment, freezing and deducting before 20 1 16 10. Realize the query of account information and transaction flow, as well as account payment stop, freezing and deduction; Designate a special person to assist in inquiry, payment suspension, freezing and deduction.
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For Alipay and WeChat, only late arrival is supported but cancellation is not supported. Whether it is suspected of breach of contract, Mr. Xiao said in an interview with Yangcheng Evening News that if the platform fails to provide corresponding services after making a payment stop agreement, it is a breach of contract. However, Xiao Jinyang believes that this requires legal or corresponding judicial interpretation to clarify the responsibility of the payment platform.
In the WeChat transfer function, account delay and transfer are handled separately by others. Before the other party receives the payment, the transfer information only shows "Friend 1 day has not been confirmed and will be returned to you". Once the other party confirms the payment, the prompt will be changed to "You have started to postpone the payment, and the funds will be deposited in the other party's account after 2 hours". In other words, once the transfer is issued, it cannot be withdrawn, and the initiative to operate the fund return authority lies with the other party.
People's Daily Online-WeChat Alipay transfer can be delayed but cannot be withdrawn.