1, the house payment is sufficient.
Buyers need to have enough funds to buy a house, including down payment and loan ability. Property buyers can accumulate purchase funds through savings and investment.
2. Comply with relevant policy restrictions.
If you have no house or loan in Wuhan, you can buy a house in the restricted area, and the down payment ratio is not less than 30%. There is 1 house in the restricted area of Wuhan (whether the loan is settled or not), and then buy 1 house in the restricted area. The down payment ratio of the second suite is not less than 40%; If the first suite has no loan, the purchase of the second suite can be calculated according to the interest rate of the first suite; If there is no house in Wuhan, the mortgage has not been repaid nationwide 1. Generally, the minimum down payment can be 30%, and there are two sets of interest rates.
Matters needing attention when buying a house
When buying a house, you should carefully understand the property rights of the house to ensure that the ownership of the house is clear and clear, and there is no dispute. Secondly, we need to carefully check the quality of the house, including the structure and facilities, to ensure that the purchased house meets our needs and standards. In addition, we also need to know the living environment, convenient transportation and supporting facilities where the house is located, so as to make more informed decisions.
Property buyers should also carefully check the relevant documents and contracts of the house to ensure that the terms of the contract are clear and definite, and consult professionals to obtain legal protection. Finally, buyers should make a reasonable assessment of their economic situation to ensure that they can withstand the pressure of buying a house and subsequent loans. In short, when buying a house, we should be cautious and rational, fully understand the relevant information and make a wise choice.