What are the loan conditions of husband and wife housing provident fund?

Provident fund loan conditions:

1, with legal and valid identity documents; 2. The deposit status is normal, the provident fund has been paid in full for more than 6 months (inclusive) and the credit is good; 3. Have a stable income and the ability to repay loans; 4, with a valid purchase contract, agreement or the real estate administrative department issued the "all of the housing"; 5. When purchasing a house, a down payment of not less than 30% of the total price of the house has been paid;

6, construction, renovation, overhaul housing, can pay 30% of the total cost of construction, renovation, overhaul housing upfront costs; 7, new construction and renovation of houses, approved by the planning and land management departments; 8 overhaul housing, approved by the planning and management department; 9, can provide effective guarantee approved by the management center; 10, other conditions stipulated by relevant laws, regulations and policies.

For more information about provident fund loans, you can go to Miaowei Finance and Business Education. Miao Wei Finance and Business Education selects financial analysts, financial planners and other professionals from major financial institutions to polish the course content, adopts the "video+counseling" dual-teacher teaching mode, and innovatively introduces "companion-style" community counseling into online classes, effectively improving the interactivity and enthusiasm of users' learning.

Miao Wei's financial and business education will further rely on the new online teaching practice mode of financial and business education, play a leading role in the industry, and jointly explore the innovation of local industrial format, economy and model with the People's Government of Ninghe District, Tianjin, build a highland for talents and education, and promote the rapid, steady and high-quality development of regional economy.