Chencang district's father Jialeka: officially released on May 2009 1. 1. What is a Fuqin card? What is the function of the father card? Father Card is a UnionPay debit card issued by Shaanxi Rural Credit Cooperative. It can be used to handle counter access, inquiry, transfer settlement and other services at all business outlets participating in the settlement system of rural credit cooperatives in China (including rural commercial banks, rural cooperative banks and rural credit cooperatives). You can check the balance and withdraw RMB cash from all self-service cash machines with the logo of "UnionPay" in China. You can swipe your card in shopping malls, hotels, hotels and other places. Second, what is a father's music card? Father Lejiaka has all the functions of father card. Compared with the father card, the father Lejiaka has added the loan credit function. 3. What is the biggest advantage of father Jialeka? The biggest advantage of Father Le Jia Card is that it is as convenient to apply for a small loan as to withdraw money. As long as you get credit from the card-issuing credit cooperatives, you can apply for loans and repayment at the counter of any credit cooperatives in the province. It is a bank card that can both deposit and withdraw money and apply for a loan. After obtaining the credit, the customer will go through the loan formalities at one time. After that, he/she doesn't need to meet the loan officer, so he/she can use the loan for 2 years, and the loan interest will be as much as the loan he/she uses in the total amount. If he/she doesn't use the loan, no interest will be generated. The loan procedure is simple, the interest rate is favorable, and no guarantee or mortgage is needed. 4. Who is the card issuer of Father Lejiaka? In 2009, the Father Le Jia Card determined by our county association was distributed to outstanding households and financial support personnel among farmers and individual industrial and commercial households. After 2009, it will be extended to farmers and other ordinary customers with good credit rating. 6. How many loans can Father Le Jia Card handle? What is the interest rate? Farmers can handle up to 50,000 yuan, and individual industrial and commercial households and financial support personnel can handle up to 654.38+10,000 yuan. The loan interest rate in 2009 is tentatively set at 5.76‰ per month. 7. How do I apply for my father's Le Jia card? Customers with excellent credit rating (farmers, individual industrial and commercial households, township financial support personnel) need to apply for a Fuqin Jiale card and go to the local credit cooperative with their ID cards and household registration books. Customers who meet the excellent rating conditions but have not been evaluated by credit cooperatives need to apply for Fuqin Jiale Card. For details about farmers, please consult the local credit cooperatives. Financial support personnel need to hold my ID card, the original and photocopy of the household registration book, the copy of the marriage certificate, the income certificate of the husband and wife and other materials to apply for the father Le Jia certificate. County-level financial support personnel contact the business department of the Associated Press to handle the father's Le Jia card. 8. How can customers use their father's Le Jia card safely? When using Father Le Jia Card, customers should take good care of Father Le Jia Card and passbook, and may not lend, lease, transfer or alter it to others. Don't store your bank card (passbook) with your ID card, and don't tell others the card number, password and other information. When setting passwords, don't set too simple passwords, such as 123456, 888888, etc. It is best not to use your ID number and phone number as your bank card password. 9. What's the charging standard for Father Lejiaka? At present, the father card and father Le Jia card issued by Shaanxi Credit Cooperatives System handle the deposit and loan business at the credit cooperatives outlets in Shaanxi Province, and are exempt from the handling fee for off-site business, and do not charge the card opening fee, annual fee and inter-bank ATM inquiry fee. 10. What is the customer service phone number of Father Lejiaka? If you have any questions in the process of handling and using the father card and the father Le Jia card, you can consult at the nearest business outlet or call our associated press at 480670 1, 4763 1 1 or our customer service hotline106262.
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Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.