What do you think of the financial management of Foshan No.1 Middle School?

A financial management course offered in a junior high school in Foshan, Guangdong Province, I feel that I have learned more than a little, because junior high school students don't have much money, even if they have money, it is thousands of dollars. Some merchants say that they can have tens of thousands of dollars in their hands, which is especially rich at home, but the rich parents at home probably know how to manage money, and they don't need school to teach them how to prevent fraud.

Investment and financial management is a very big topic, that is to say, this financial management course offered in most places, no matter what you see online and offline, what you teach, such as telling you what is a stock and what is a fund? What is futures? What is gold? What is silver? What are the main investment platforms? When you think you understand this, can you still invest? What you think is naive. These things just give you a stepping stone. You didn't even step in the door, let alone run in. It is far from perfect.

It can only be said that you have learned these things and have a certain foundation for investment and financial management, but there are still two problems in investment and financial management. One is that you choose an investment method, and you need to know when you can buy it yourself and when you can sell it yourself. It sounds simple, but it's actually very difficult. For example, when to buy a fund, when to clear the position in time, when to make a heavy position, and how to investigate the withdrawal rate of the fund?

Then there is the biggest problem, which is the actual operation. It is meaningless for any investment and financial management method to stay on paper. Even if you study financial management, you have never really invested in yourself. How can you say that your knowledge is really useful? Theory is one thing, practice is another, because even if you know the principle of stocks, when should I buy and sell, and where do you collect information? Which platforms will have more complete information, lower transaction rate and more timely information update, all of which require your actual operation, and you can't guarantee to make money from the beginning. Do you have risk tolerance? This requires your practical operation to exercise your heart.