In short, on the road of financial management, we should actively learn from the practices of financial masters and learn from their successful experiences. In this era of "experts", how should we choose financial advisers? Recently, I read Qian Qian the Dog, an introductory book on financial management, which gave me some enlightenment, especially Mr. Jin left a deep impression on me in Dog. In fact, I have always felt that the surname "Jin" in the book is not aimless, because this is a financial management book, and financial management cannot be separated from more money. Although it is unknown whether the author chose the surname "Jin" for this reason, the characteristics of Mr. Jin provide me with some reference standards for choosing financial advisers.
Mr. Jin, the former owner of the puppy, is a mysterious figure in the book. How much wealth Mr. Jin has is not specified, but it is not difficult to judge that he is a successful person. Specifically, what are the characteristics of Mr. Jin?
The book describes Mr. Jin's residence as follows: "The doorman opened the door and our car slowly drove to this magnificent villa."
"The people who live here must be rich." Dad exclaimed.
With a luxury villa and a full-time driver behind, it is not difficult to judge Mr. Jin's financial situation. Harvey Ike suggested that we choose our own financial adviser in this way: his wealth should be more than ten times that of you. Although judging success from villas and full-time drivers is somewhat one-sided, when it comes to financial management, Mr. Jin is undoubtedly a suitable mentor for Gia.
Mr. King's driver described him like this, "He is an unusual person. He always does something unusual. He doesn't care what others do, as long as he feels right, he will do it. "
Successful people have some outstanding self-persistence, which reminds me of Shi Yuzhu, the chairman of Giant Investment Co., Ltd., a legendary figure who once made the Forbes list. Because of his investment in Giant Building, his capital chain broke and he almost went bankrupt, with a debt of 250 million yuan. After his comeback, he made a decision that shocked everyone: pay off all the debts owed by the Giant Building. He really cashed in the money of the creditors of Giant Building, which laid the foundation for his success again. 200 1 12 On February 26th, Shi Yuzhu became the annual China economic figure of CCTV. The reason for winning the prize is simple. Shi Yuzhu assumed the responsibility as an entrepreneur. 20 1610127/2016 Forbes China Rich List was released, and Shi Yuzhu ranked 46th.
As the most controversial and legendary entrepreneur in China's business circles, it is "unusual" that Shi Yuzhu can go through ups and downs and take the initiative to pay off debts. Although the "unusual" of successful people has its own merits, it is well known that most of them do not play cards according to common sense. On the road of financial management, the renewal of ideas is the most important. The "unusual" of these successful people is actually that their thinking is better than that of ordinary people and their concepts are newer.
From the mouth, we know that Mr. Jin often helps people with financial difficulties to tide over their difficulties. When I met Gia for the second time, he already knew about her family situation and told Gia that you should come with your parents. Maybe I can talk to them about their financial situation. Later, Gia's parents went to interview Mr. Jin, who gave them pertinent advice, and finally a long-lost smile appeared on Gia's parents' faces.
When the fund bought by Gia fell, Gia wanted to "buy on dips", but she had no money, so she began to consider the money saved by her grandparents. After being rejected by her grandparents, Gia called Mr. Jin for advice. Mr. King patiently explained to Gia.
Give someone a rose, and your hand will smell fragrant. Being ready to help others is a traditional virtue, but one of the characteristics of getting rich is the ability to win trust. In addition, being willing to take the time to solve problems for others is also a sign of living up to others' trust.
There is a popular saying that "free is the most expensive". Teacher Jin knows this well. When he met Gia and observed that Gia was good at dealing with animals and could get along well with Qian Qian, he immediately made such a decision: ask Gia to continue to take care of Qian Qian, and he would pay Gia to take care of Qian Qian.
In contrast, Gia's parents have completely opposite views on money. First of all, they object to Gia accepting Mr. Kim's money to take care of Qian Qian. My mother said to Gia anxiously, "How ... money will only bring misfortune to people, and learning to be satisfied is the most important thing." Don't forget that children from ordinary families will never become millionaires. Don't aim too high. "
Gia's mother's view of money is also the education I received from childhood. I should keep my feet on the ground and be content. But this is completely contrary to the idea of the rich. As Mrs. Tao Mu said in her book, money is neutral and there is no difference between good and bad. Happy people will be happier if they have money. Pessimists have more money and more troubles.
In fact, money itself is not good or bad, and the meaning of money is given by you. Dealing with money is the same as dealing with people. If you are kind to it, it will repay you.
When Gia visited Mr. Jin again, she told Mr. Jin her 10 wish, dream piggy bank, dream handbook, and how she made money. Mr. Jin listened carefully to every word she said. ...
Teacher Jin's reaction is in sharp contrast with the TV financial planner in "Women Must Have Money". The book says, "... there is a financial planner talking nonsense on TV. The woman didn't know him at all, but asked him how to manage the thousands of dollars he had saved. His suggestion is terrible, ... "
Socrates said that God gave everyone two ears and one mouth, that is, people listened more, watched more and talked less. Listening is an important way of communication, and effective listening means focusing on what the other party is saying and giving clear feedback. Excellent listeners are good at capturing key information in communication and giving appropriate feedback at the right time. Even a financial expert should know your situation before making a judgment. It is difficult for an expert to give reasonable advice only based on the amount of funds you need to manage. Teacher Jin is obviously an excellent listener and will help solve the problem only after he knows the situation.
In the book, Gia describes Mr. Kim like this, "... my experience with him tells me that he never gives me specific advice." He always only explains the principle to me. How I apply these principles in practice is my own business. He wants me not to rely on him and be responsible for my own financial situation. "
The "leeks" on the road of financial management always want to ask others, or they must "find out through the grapevine" to decide the direction of the transaction, because they have no idea what they are doing. Taking doctrine is simple, but it will only bring to the master and will never improve itself. Gia has understood this on the road of financial management learning.
Mentors on the road to financial management are of course important. There is an old saying in China, "The master leads the door, and practice depends on everyone". After all, the role of external forces is limited, and self-improvement and internalization are still needed. There is no standard answer to financial investment, your life is your decision!