The first time I bought a house, I bought it on the opening day. At that time, I gave a pre-sale contract and paid a deposit of 10 thousand before. The next day, I went to the sales department to pay the down payment, sign the purchase contract and go to the bank for mortgage. Later, the bank borrowed money, repaid the loan every month, went to the sales department to get the purchase contract, and the bank gave itself a copy. Ms. Yang from Hangzhou wanted to buy a house at that time. She didn't think too much. At that time, she paid 400 thousand, and the money was transferred to a private person. Many formalities are handled by the manager. She only has a pre-sale contract, no purchase contract, and no mention of how to repay the loan later.
This Ms. Yang is typical of being cheated by others. The formal procedure for buying a house is to sign a purchase contract. If there is no purchase contract, then this house is not yours. Too careless about women, trusting the inner room.
Ms. Yang, this incident has sounded the alarm for us. When we buy a house, we must go to the developer to buy it. When we buy a house from a developer, we can't give money to anyone. We must give them finance and issue a special VAT invoice. It is particularly important to sign a purchase contract when buying a house. When we are cheated, we should take the law to protect ourselves, and choose to call the police or find a lawyer to help us solve the problem.