Research on Endowment Insurance Policy for Land-expropriated Farmers in Jinghai County

The content of the old-age insurance policy for landless peasants in Jinghai County is: after peasants lose their land, their income sources are unstable, and the existing social old-age insurance for urban workers cannot consider and bear the old-age security for landless peasants. In order to protect the rights and interests of landless peasants, various parts of our country have introduced endowment insurance systems for landless peasants to protect their rights and interests. The implementation of policies varies from place to place. Generally, different payment ratios are adopted according to different age groups, and the payment amount is determined according to the economic development level of various places, so as to gradually improve the overall level of endowment insurance for landless farmers. The general terms are as follows. Insured landless peasants refer to those who have lost all or part of their land due to the unified expropriation of rural collective land by the government, and have the right to contracted management of the land requisitioned by them. It is stipulated that landless farmers who have reached the age of 18 and above can voluntarily participate in the insurance. The age is based on the date of birth published on the resident ID card, and the land acquisition time is based on the land acquisition approval. Old-age insurance benefits For land-expropriated farmers who have reached the age of 60 for men and 55 for women, the local social security department will deduct some funds from the government's land acquisition income to pay the old-age insurance premium according to the annual old-age insurance premium level, and the individual will not bear the payment. From the month I lost my land, I began to receive old-age insurance. Land-lost farmers aged between 45 and 60 for men and between 40 and 55 for women should join the endowment insurance plan for urban flexible employees. The difference between the payment period of endowment insurance for flexible employees and the actual age of landless farmers is the actual payment period. The annual expenses to be paid are shared by the government, the collective and the individual. The government's burden is deducted from the government's land acquisition income and special financial allocation is added. The collective burden is extracted from land compensation fees and collective economic accumulation, and the part paid by individual landless farmers is paid regularly by myself every year. The specific proportion should be reasonable, the government pays more than 50%, the collective pays about 30%, and the individual pays about 20%. Adhere to the principle of giving priority to government protection, supplemented by personal protection. Landless farmers can receive old-age insurance after reaching the payment period. For the landless peasants whose men are under 45 and women are under 40, the main task of the local social security department is to promote the re-employment of the labor force. From the land compensation fees obtained by collectives, a part of special funds for employment training is proposed to enable landless farmers to master new labor skills, increase employment opportunities and speed up the employment process. When these landless peasants are engaged in self-employment, they should participate in the old-age insurance for urban residents and enjoy certain preferential payment of old-age insurance with their identity documents. At the same time, we should pay special attention to the old-age insurance arrangements for landless farmers. For those who have lost their land, the social security department should implement the urban minimum living guarantee for them regardless of their age. The landless old-age insurance system will bring all landless peasants into social security, which will fundamentally solve the long-term basic living security needs of landless peasants.