On the one hand, Harbin and other cities provide relief for real estate enterprises from the supply side, or provide housing subsidies to stabilize the property market. On the other hand, Dongguan and other cities have issued a reference price policy for second-hand housing to control the excessive rise in housing prices.
10 June10 day,10 city with a population of 0,000,000 Harbin issued 16 measures to stabilize the property market. For example, by slightly relaxing the pre-sale conditions and supervising the withdrawal of funds, adjusting the pre-collection rate of land value-added tax and the payment time of land transaction price, the liquidity pressure of enterprises can be alleviated. In addition, Harbin subsidizes talents with college education or above and new citizens to buy the first suite, and at the same time relaxes the loan period of second-hand housing provident fund.
The release of this policy is directly related to the recent rapid cooling of the property market. According to the data released by the National Bureau of Statistics, since April this year, the price of new houses in Harbin has been in a downward range year-on-year, and the decline expanded to 0.6% in August. In September, the property market was completely frozen because of the epidemic.
This short-term bail-out policy does not mean a comprehensive relaxation or transformation of supervision. According to Li, chief researcher of Guangdong Housing Policy Research Center, Harbin's current policy is to help the supply side, not to stimulate the demand side. In design, this policy focuses on tapping the potential demand for housing and promoting it in coordination with population, industry and urbanization, rather than returning to the old road of simply stimulating the property market.
The industry believes that Harbin's policy is relatively restrained and not strong enough to trigger violent fluctuations in the property market. Li also pointed out that as long as the interest rate of buying houses does not decrease, the leverage ratio remains unchanged, the loan concentration policy remains unchanged, and the transaction taxes and fees remain unchanged, the adjustment within the local authority will not affect the overall situation.
In addition to Harbin, several cities have recently fine-tuned the policies related to the purchase of houses. For example, Shenyang recently raised the subsidy for first-time housing purchase for talents. At present, cities such as Changchun and Dalian provide housing subsidies. Since September, Zhongshan, Zhaoqing, Zhuhai, Huizhou and other cities have also lowered the personal income tax on second-hand housing transactions.
According to the statistics of the Central Plains Real Estate Research Center, more than 10 cities such as Ezhou, Zhangjiakou, Heze, Yueyang and Kunming have recently issued "price limit orders" to limit the decline in house prices.
Another direction of regulation is still the tightening of targeted policies in hot cities. On June 8th 10, Dongguan released the reference price of second-hand housing transactions in the active residential area of 2 18 for the first time. This measure is regarded as a "big move" to cool the second-hand housing market. Previously, Shenzhen, Ningbo, Shaoxing and other cities have issued reference prices for second-hand housing transactions.
According to the report released by 58 Tongcheng and Anjuke, at present, more than 10 cities have announced the reference price of second-hand houses, and the control effect has initially appeared. As can be seen from the listing price of second-hand houses in September, the listing prices of Shenzhen, Ningbo, Shaoxing and Guangzhou decreased month on month. From June 5438 to September, according to the statistics of the agency, the popularity of second-hand housing in China decreased by 10.5% year-on-year, and the popularity of second-hand housing in the third quarter decreased by 23.8% year-on-year.
Why does the two-way regulation of the property market appear at the same time? Li believes that the overall housing price index of 70 cities announced by the National Bureau of Statistics is still rising. In August, the price of new houses in 59 of 70 cities rose year-on-year. The development and sales of commercial housing in China have maintained a double-digit growth trend. From June 5438 to August this year, the growth rate of commercial housing sales reached nearly 23%. At present, the industry still maintains a certain temperature on the demand side and is in a "high balance" stage.
However, the property market in various places is divided greatly, and the phenomenon of uneven hot and cold is obvious. Especially in recent months, financing has been tightened, credit risk events in the real estate industry have occurred frequently, the land market in some cities has been greatly reduced, and the real estate market has cooled rapidly. For cities with weak population absorption capacity, the rapid decline of the property market will lead to various risks. Therefore, from the perspective of city-specific policies, moderate decline and adjustment of expectations have become the choices of some cities.