Personal business loans are for China citizens (excluding Hong Kong, Macao and Taiwan residents) who meet the requirements of the bank and have full capacity for civil conduct, including individual industrial and commercial operators, major partners of sole proprietorship/partnership/limited liability companies or major natural person shareholders.
Specific conditions:
He is over 60 years old and under 60 years old, and has a fixed residence and a permanent residence or valid residence certificate within the jurisdiction of the branch;
2. Good body credit and stable operation;
3. Other provisions of relevant banks.
Application materials:
1. Original and photocopy of the marital status certificate of the borrower and its spouse;
3.
Personal income certificate, such as personal tax payment certificate, salary certificate, personal dividend certificate in business entity, rental income, deposits in ICBC or other banks in the past 6 months, national debt, funds and other general finance.
4. Proof materials such as bank tax vouchers that can reflect the recent operating conditions of the borrower or its business entities;
5. The original and photocopy of the ownership certificate of the mortgaged property. The person who has the right to dispose (including the property owner) agrees to mortgage.
6. If the loan is secured, relevant information of the guarantor shall be provided;
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Second, how to borrow personal business loans
There are many kinds of personal loans. If you are not registered in your own business, you can make a personal credit loan, and you can make a mortgage loan if you are in a hurry. The registered consumption is more than 6,543,800 yuan, which can be used for enterprise financing, and small enterprises have good projects. You can invest in individual enterprise projects.
If you are from Zhengzhou, I can help you with personal credit loans, corporate loans, real estate mortgage loans, vehicles, personal financial enterprise financing, project investment and other businesses. Hotline: 0371-65829860/1/2/3 Online QQ:374854972 Miss Yang Company Address: Intersection of Jingsan Road and Nongke Road.
Third, how can individuals borrow money from banks?
What are the regular bank loan platforms? Second, ICBC's e-loan is 1. Basic conditions for applying: 18-65 years old, China citizen with full capacity for civil conduct; The applicant's work unit or residence should be in the place where the lending institution is located; Have a fixed job, a source of income or a reliable repayment guarantee; The savings cards applied for online should be Class I and Class II savings cards. 2. Features: It can be handled online or offline, without mortgage guarantee. 3. Loan amount and term: the loan amount is 600,000-800,000 yuan, and the loan term generally does not exceed 2 years. Some customers can choose up to 5 years. 4. Loan interest rate: the annual interest rate is generally 5.76%, and the daily interest rate is generally 0.0 16%. Suppose the loan is 50,000 yuan, with one-year interest of 2,880 yuan and one-day interest of 8 yuan; The specific interest rate can be found when handling business. If necessary, each platform has an internal invitation entrance, with low interest, convenient payment and high quota! My friend shared a total of 18W with me. If necessary, scan the QR code below to enter!
What are the requirements and how to get a bank loan of 200,000 yuan? 1. Bank of China e-loan 1. Basic requirements for application: China citizen aged 18-65, with good credit record. 2. Features: online processing, no need for mortgage, pledge or guarantee, and support for borrowing and returning within the limit. 3. Loan amount and term: The maximum loan amount is 200,000 yuan, and the loan amount is valid for 12 months, which can be reactivated upon expiration. 4. Loan interest rate: the annual interest rate is generally 5.22%, and the daily interest rate is generally 0.0 145%. Suppose the loan is 50,000 yuan, with an annual interest rate of 2,665,438+00 and a daily interest rate of 7.25 yuan; The specific interest rate is determined according to the customer qualification. Third, agricultural bank loans 1. Basic conditions for applying: age 20-60 years old, China nationality, legal and valid ID card; Is the electronic banking customer of China Agricultural Bank; Good credit status; Stable income, with the ability to repay on schedule. 2. Features: online processing, no mortgage guarantee, and support for borrowing and returning. 3. Loan amount and term: The maximum amount is 200,000 yuan, and the loan term is generally 1 year, and the longest is 5 years. 4. Loan interest rate: the minimum annual interest rate is 3.7%, and the minimum daily interest rate is 0.0 1%. Suppose the loan is 50,000 yuan, the minimum annual interest rate is 1850, and the minimum daily interest rate is 5 yuan; However, the specific interest rate is subject to the actual approval results.