It is reliable. From the perspective of disease types, the critical illness insurance of Mantianxing can cover 120 kinds of serious diseases, 20 kinds of moderate diseases and 40 kinds of mild diseases, which can be said to be relatively wide; In terms of the proportion of payment for illness, the proportion of payment for mild illness is 30%, the proportion of payment for moderate illness is 60%, and the proportion of payment for serious illness is 100%, which is similar to that of offline companies. Before insurance 15, extra payment for serious illness 100%, extra payment for minor illness 30%. The amount of extra compensation is high but the time is short. Similar internet critical illness insurance can usually get extra compensation before the age of 60, which means it can cover the 40-60 years old with high incidence of serious illness. The resection of self-contained benign tumor in specific parts can pay 20% of the insured amount, which reduces the threshold for critical illness insurance claims. Click to receive 1 insurance consulting service for free.
In critical illness insurance, there is an agreed amount of disease payment insurance to compensate for income loss. The insurance coverage is too low to solve the problem. Usually buy more than 300 thousand insurance coverage. You can only choose life-long coverage for this baby-filled star, but you can't choose to cover it until you are 70 years old, 30 years old and 30 years old, and pay 20 years. Without optional liability, the individual who chooses to pay for 30 years can judge whether he can buy enough insurance and whether he can continue to pay in the later period according to the payment budget.
If necessary, you can consult camel planning. Camel planning is the core brand of Runan International Insurance Brokerage Co., Ltd., which is committed to building a professional and neutral third-party protection planning platform, assisting insurance decision-making with scientific concepts, and enabling ordinary families to enjoy tailor-made protection planning services.