How to check whether the car has a mortgage? How to check whether the car has a mortgage? The ways to check whether the vehicle is mortgaged are: 1. You can check with the vehicle registration department. If it is mortgaged or preserved, you can find it. 2. You can check the motor vehicle status through the website of the local traffic police detachment, or you can check the engine number by providing the frame number. 3. If the car dealer provides the registration certificate to transfer the ownership to you, there will be no mortgage loan problem, because the mortgage cannot be transferred. 4. However, if the vehicle is mortgaged or preserved, and the seller did not explain the situation when buying the car, the contract can be cancelled on the grounds of fraud. If the circumstances are serious, criminal responsibility may be investigated. @20 19
How to check whether the car has a mortgage?
1, vehicle management office inquiry: when buying a vehicle, there will be a vehicle registration certificate. You can check the status on the vehicle registration certificate at the vehicle management office to find out whether there is a mortgage loan. At the same time, if you go to the vehicle management department, it must be the owner, so you must check with the owner when buying a used car.
2. Insurance department inquiry: The condition of vehicles is different, and the beneficiaries of auto insurance are different. If the beneficiary is a bank, it is a mortgage.
3. Traffic control department inquiry: You can inquire about the vehicle status through the Internet to the traffic control department. If the display is normal, it is not a mortgaged vehicle. Otherwise, the vehicle is in a mortgage state.
4. Open Traffic Management 12 123: Click "More" after logging in, select "Motor Vehicle Transfer Application" and click "Query". If the page is displayed as mortgage, it is in a mortgage state, and if it is displayed as normal, it is in a normal state.
How to check whether the vehicle is a loan vehicle?
You can check whether the words mortgage car are printed on the vehicle registration certificate. If there is a mortgage car, prove that your car is a loan car. Or you can check with the vehicle management office and the insurance company. When the loan car is mortgaged, the vehicle management office will put it on record. Check with the insurance company who is the insurance beneficiary. If the beneficiary is a lending institution, prove that the car is a loan car.
pay attention to
Generally speaking, when the lender pays off the loan, he will go to the 4S shop to dismantle the GPS positioning device. However, it is ok for the owner to pay for the GPS fees installed on the loan car, and some people are unwilling to dismantle it because of this, mainly because of the owner's own opinions. If it is the car's own GPS system, there is no need to pay.
How to inquire about auto loans?
If you know the information, you can query it in the following three ways:
1. Network query. Lenders can apply for checking the loan balance at the counter of the business outlets of nearby loan banks with their ID cards; You can also ask the bank staff to help print the repayment schedule within one year after the inquiry.
2. Online banking inquiry.
First, the lender can find "my loan" in the "personal loan" of online banking after opening online banking.
Second, you can find all the loan records by entering personal information in it.
3. Customer service telephone inquiry. Lenders can also call the customer service phone of the loan bank for inquiry. But this method can only obtain a single information of the loan balance.
Extended data
Conditions for lenders to apply for loans
1.18-a natural person aged 60 (Hong Kong, Macao, Taiwan, mainland China and foreigners are also allowed).
2 have a stable occupation, stable income and the ability to repay the principal and interest of the loan on schedule.
3. The borrower's actual age plus the loan application period shall not exceed 70 years old.