My husband and I each have a loan house, but my name is not on the property certificate. Is it the second suite now?

Husband and wife are the same property. Even if the name is removed, the relationship between husband and wife is not terminated, and property rights are still an inseparable part of you.

Even if the names of your two houses were removed, the Housing Authority did not put the houses on record in your name. If you buy a third house, you can't get a loan. Even if the loan is based on more than two houses, the interest rate is very high.

Summary: the name can be removed, but the husband and wife have not terminated, which is an inseparable part of your husband and wife's property, and the property right is naturally yours. It is possible and feasible to buy a third set, but it is best to pay in full.

The above contents are for reference only, I hope I can help you. Thank you for your support. I wish you a happy purchase!