Insurance companies have higher requirements for recruiting medical underwriting personnel. First of all, if you graduated from a medical college or above, you must have very strong medical professional knowledge and good medical management skills, because there are some differences between medical care in insurance companies and general medical care. When it comes to medical risks, you should be proficient in the corresponding relationship between medical care and insurance risk management. Underwriters should make a full medical risk assessment of the insured, so underwriters are also very important risk managers of insurance companies.