As long as the real estate license 3 is complete, it is very convenient to handle the housing mortgage loan, and it can be handled directly in the bank. There are many banks that can be handled: Industrial and Commercial Bank, China Construction Bank, Agricultural Bank and so on.
Second, Shenyang housing mortgage loan is urgent! ! !
The landlord looks at the local banking policy. Call the bank and they can give you an answer. Generally, many banks don't accept 20-year mortgages. You can fake it and find a familiar person to give him a fake real estate transaction. He uses a bank loan as collateral, and you can pay it back by yourself every month, and then transfer it back after the loan is paid off. As far as I know, a 20-year house can be loaned for up to 5 years, but you can bribe the appraiser of the appraisal company to write a new term in the report, which can reduce the monthly payment.
Third, Shenyang provident fund release process?
Step 1: Settle the loan
After the borrower settles the mortgage, he will go to the provident fund center to issue the Notice of Cancellation of Real Estate Mortgage with the loan settlement notice issued by the bank.
Step 2: Get his certificate of rights.
The borrower holds a valid ID card and goes to the provident fund center to receive the house ownership certificate and the notice of mortgage cancellation.
Step 3: Go through the formalities of knowing the charges.
The borrower holds his valid ID card, other rights certificate, real estate license, repayment certificate and other materials to the original mortgage registration department for mortgage cancellation procedures.
Reminder: When handling the mortgage cancellation procedures, you must go to the bank to retrieve other warrants. Without this certificate, you can't go through the mortgage formalities smoothly.
4. Ask the operation process of Shenyang housing mortgage loan in detail?
Housing mortgage loan
1. The lender entrusts the Company to handle the loan procedures and submit the corresponding materials required for the loan;
2 for mortgage, pledge, pledge evaluation report;
3. Submit the loan application form to the loan bank, sign loan contracts and various agreements, and go through notarization and insurance procedures;
4. Bank approval;
5. The real estate bureau shall register the mortgage and handle his right certificate;
6. The bank confirms and issues loans.