First, what should I pay attention to when buying a house?
1, pay attention to the problem of funds.
When buying a house, the first thing to consider is the issue of funds. If there is no money to buy a house, everything is useless. Many buyers missed their favorite house because they couldn't get the down payment at one time. Even if there are more concessions, it will only have practical significance after the down payment. Therefore, we must pay attention to the issue of funds. In addition to the down payment in the early stage, the problem of repaying loans should also be clearly planned to avoid the situation of buying a house but not being able to repay the loan.
2. Pay attention to clear requirements.
Whether buying a house or other items, you should be clear about what you are buying before buying, and you should not choose aimlessly. This is the taboo of buying a house. Buying a house is not a joke. There are many problems that need attention, especially your own needs should be as clear as possible, such as just buying a house, improving your home, or investing idle funds in buying a house. All these should be considered before buying a house. Because different needs will have different emphases in the process of choosing real estate, it is possible to find a suitable house only after clarifying your own needs.
3, pay attention to check the five cards
Whether you buy a house through a real estate agent or a sales office, you must first look at the other party's documents. Developers need to have five certificates, namely, commercial housing sales (pre-sale) permit, construction project construction permit, construction land planning permit and state-owned land use permit. Of course, in general, you only need to check the commercial housing sales (pre-sale) license, because only the first four certificates are complete will the Housing Authority issue the commercial housing sales (pre-sale) license.
4. Pay attention to the details of the property.
When choosing a real estate, some friends tend to ignore the details because there are many points to pay attention to. Many times, besides paying attention to the price, area and supporting facilities, people often ignore the details of real estate, such as the proportion and use of parking spaces, the design of underground garages, the distance between buildings, the living environment and atmosphere of the community, etc. These details will have a big or small impact on the future life of buyers, and must not be ignored.
5. Pay attention to sales advertisements.
When you get to know the house, you will see relevant advertisements, some of which are very attractive. However, many developers exaggerate publicity, and sales advertisements are inconsistent with the facts, misleading buyers. This behavior violates the regulations on real estate advertising management, and the buyer should report it to the administrative department for industry and commerce in time, and the administrative department for industry and commerce will handle it according to law.
Second, there are several ways to inquire about the information of the house you bought:
1, inquired by the Housing Authority. If buyers and sellers are interested in real estate transactions, they can directly go to the real estate bureau to inquire about real estate information. If they want to inquire about the accurate information of personal real estate license, they must bring their personal identity documents and real estate license to the archives or windows of the local housing management bureau (real estate transaction, housing management bureau and housing management office).
2. Online inquiry. If you want to know the owner's information of the property online, you must first find the link of the city where you live and enter the website of the real estate management bureau for inquiry. You need to enter the name of the property owner and the title certificate number (but at present only some areas provide housing property information inquiry).
3. Use a search warrant for inquiries. Property right certificate is the legal basis to prove the ownership of real estate. According to the law, the parties can only inquire about the house property right certificate under their own name by themselves or by entrusting others (handling notarization power of attorney), and no one else can inquire except as provided by law. At present, China's real estate registration inquiry is based on personal names in designated local areas.
3. How does the Housing Authority inquire about real estate information?
1. Real estate information can be inquired online: to enter the websites of local real estate administrations, you need to enter the name of the property owner and the number of the property right certificate (at present, only some areas provide housing property information inquiry).
2. Inquire about real estate information (including: the name of the owner of the house, the title certificate number, the date of registration and approval, the building area, the design purpose of the house, the source of rights, whether the house is mortgaged, whether it is sealed up, etc.). ), you must bring your personal identification and real estate license to the archives or window of the local housing authority for enquiry.
3. If you haven't applied for the real estate license, you can check the sales contract on the website of the Housing Authority, enter the contract number and password (ask the developer for the password), and you can check your own purchase contract. There is no problem with the contract after filing with the Housing Authority.
4. Where can I find the information of real estate license?
1. Warrant inquiry: Warrants and * * * ownership certificates are documents issued by local state departments according to laws and regulations and their own functions and powers to prove the ownership of housing rights. According to the law, only the parties themselves or entrust others (handling notarization power of attorney) can inquire about the real estate license in their own names, and no one else can inquire except as provided by law. At present, China's real estate registration inquiry is based on personal names in designated local areas.
2. Inquiry by the Archives Section of the real estate department: The obligee can bring his/her identity certificate (notarized power of attorney is required for entrusted inquiry) to the Archives Section of the real estate management department for inquiry. Due to the exchange of old and new house ownership certificates, some old house ownership certificates can only be found by querying the original registration files.
3. Acceptance Section of the real estate department: The obligee can bring his/her identity certificate (notarized power of attorney is required for entrusted inquiry) to the real estate acceptance section of the real estate department or the transaction hall for inquiry.
4. Inquiry of other rights certificate: The other rights certificate of real estate refers to the mortgage right of other units or individuals except the property owner and the owner of * * * *, and the other rights certificate is held by the owner of other rights. According to the law, only the parties themselves or others (with notarized power of attorney) can make inquiries.
5. Inquiry by judicial organs according to law: Public security departments, courts, procuratorates and other judicial departments can bring judicial documents to the above places at any time to inquire, seal up and access the property information files and files of the parties involved.
You can find the notarized property under your name; Credit information is the personal credit information of the People's Bank of China, and real estate is the inquiry of the Housing Authority. The house has been notarized to others. If you don't go through the transfer formalities, the Housing Authority can find a property. But this information is protected and can't be found by ordinary people.
Legal basis:
People's Republic of China (PRC) Civil Code
Article 111 The personal information of natural persons shall be protected by law. Any organization or individual who needs to obtain other people's personal information shall obtain and ensure the information security according to law, and shall not illegally collect, use, process or transmit other people's personal information, or illegally buy, sell, provide or disclose other people's personal information.
Article 1024th A civil subject enjoys the right of reputation. No organization or individual may infringe upon the reputation right of others by insulting or slandering.
Reputation is a social evaluation of the moral character, reputation, talent and credit of civil subjects.
Article 1030th What are the responsibilities of the civil subject and the credit reporting machine, so as to avoid unclear responsibilities?
Privacy is the private space, private activities and private information that natural people live in peace and don't want to be known by others.