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1. Refer to the house prices in nearby areas.
Lot size is an important factor in determining house prices. Due to the different area of the house, the house price will be different. When buyers decide to buy a house, don't forget to refer to the house prices in nearby areas, and then choose a house according to their own economic strength.
2. Calculate the required area
For most people, it is more cost-effective to buy a big house at the same price. Property buyers need to calculate the total housing area they can afford in advance according to the housing prices in this area after determining the housing area they want to buy.
3. Consider the ability to repay the loan
If property buyers choose to buy a house with loans, then the issues of down payment and monthly payment must be considered. The higher the down payment ratio, the smaller the monthly pressure, while the lower the down payment ratio, the greater the monthly pressure.
4. Set aside various taxes and fees
Generally speaking, deed tax, housing maintenance fund, property registration fee, etc. Buying a new house requires deed tax and personal income tax. Second-hand housing transactions are necessary.
5. Estimate the decoration cost
If the buyer buys a vacant house, the decoration cost is not a small expense, so this item should be included in the purchase budget before buying a house. In addition to the decoration cost, we should also consider the daily maintenance cost.
6, clear property fees
After the house is delivered, the buyers will start to pay the property fee. Because different developers have different regulations, it is generally required to pay a property fee of 6 months to 1 year. Therefore, property buyers need to know the details of residential property fees before buying a house.
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In short, only by making full preparations can you buy the house that suits you best.