Before the official start, senior sister compiled a knowledge manual about critical illness insurance, and friends in need can poke this one:
Which is better for critical illness insurance? How to buy a good deal? I will teach you to avoid these insurance pits with my hands.
Matters needing attention in purchasing critical illness insurance for 26-year-old people:
1, the safety content should be complete.
The content of critical illness insurance can be roughly divided into three categories: mild illness insurance, moderate illness insurance and critical illness insurance, which belong to basic insurance; These three basic guarantees are indispensable in order to have a more comprehensive guarantee. And what needs to be known is that the more kinds of diseases are protected, the more comprehensive the protection will be; What is correct should be the number of high-incidence mild and moderate diseases covered by this product.
After all, many major diseases have evolved from mild diseases, so if the diseases can be cured in mild diseases, it will not only save money but also benefit the health of the insured.
2. How to choose the insured amount?
Buying critical illness insurance is actually similar to buying insurance coverage, because the final insurance coverage is high, and there are many losses, but the insurance coverage is small and the losses are small. Therefore, for a 26-year-old, in addition to supporting himself, he has to bear the financial burden of his family, and he has no income from work during his illness, so if the economic situation permits, he should try to choose a higher amount of insurance.
If you have any questions about the insurance amount, you must read the following article:
How much insurance is appropriate? Tell me the doorway inside.
3. Insurance should be relaxed
Although the premium of critical illness insurance is more expensive than other types of insurance, even if the premium is expensive, it may not be available to everyone. I believe that people who know something about insurance know that health notification is the only way to buy critical illness insurance.
In fact, not only health notification, but also occupational restrictions and the age of the insured are strictly screened. Therefore, when choosing critical illness insurance products, if you are a little sick and worried that you will not be able to insure successfully, you can choose some critical illness insurance products with loose coverage.
For small partners who need to insure critical illness insurance, the following article is worth reading:
Top ten popular critical illness insurance stocks worth buying!
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