According to the regulatory requirements of the People's Bank of China, regardless of whether your card is in normal or overdue status, the bank must truthfully and objectively submit customer data information to the credit information system, and before submitting it, Bank of China will remind the cardholder of the overdue status in advance through repayment reminder SMS before the due repayment date, repayment reminder SMS after the due repayment date, overdue reminder SMS after the bill date, etc., and report it to the personal credit information basic database.
(Answer time: September 2023 1 1)
The above contents are for your reference. Please refer to the actual business regulations.
You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GOAPP to handle related business.