Rural old-age insurance = basic pension+personal account pension The basic pension is subsidized by the government, and the subsidy standards are as follows:
1. According to the payment grade, the monthly subsidy standard is: 1st gear 15 yuan, 2nd gear 35 yuan, 3rd gear 50 yuan, 4th gear 60 yuan, 5th gear 70 yuan, 6th gear 75 yuan and 7th gear 80 yuan.
2. According to the monthly subsidy standard of collective economic organizations, the first file is 5 yuan, the second file is 10 yuan, the third file is 20 yuan, the fourth file is 25 yuan, the fifth file is 30 yuan, the sixth file is 35 yuan, and the seventh file is 40 yuan.
3. The accumulated government subsidies shall not exceed RMB 265,438 +0 per person, 600 yuan.
The payment standard of personal account pension is: the total amount of personal account ÷ 139.
For example, suppose Uncle Chen is 50 years old and the payment grade is 500 yuan every year until he is 60 years old, then the monthly pension payment standard for Uncle Chen after retirement is =(500 yuan +30 yuan) × 10/139+55 yuan =93 yuan. Assuming that Xiao Wang is 30 years old and pays 500 yuan every year until he is 60 years old, the monthly pension payment standard for Xiao Wang after retirement is = (500 yuan +30 yuan) ×30 years/139+55 yuan +(30- 15 years) × (1+1%.
What is the difference between social endowment insurance and rural endowment insurance?
Agricultural insurance and social security belong to two different types of national social security systems, and the main difference lies in the different target groups. Agricultural insurance is mainly aimed at farmers, with less payment and less pension when they retire. Social insurance is mainly aimed at urban workers, with more contributions and more pensions when they retire.
The main differences between social endowment insurance and rural endowment insurance are as follows:
1, and the protection objects are different.
The basic old-age insurance for urban employees (social security) is mainly for urban enterprises and their employees, urban flexible employees and individual industrial and commercial households (including rural hukou personnel), and the social old-age insurance for urban and rural residents (the merger of urban residents and new rural social old-age insurance) is for urban and rural residents over 16 years old (excluding students at school) who have not participated in other social old-age insurance.
2. The payment standard is different.
The basic old-age insurance for urban workers (social security) is paid according to a certain proportion and base of the average salary of employees in this city last year, and the payment is relatively high. According to the national regulations, the individual payment standard of endowment insurance for urban and rural residents is currently set at 100 yuan to 100 yuan per year. Voluntary choice of payment grade, lower payment.