In recent years, Baicheng installment is suspected of defrauding membership fees many times, and there are also many complaints in the name of loan companies. The purpose of lending is to defraud high membership fees.
The method of judging whether the loan platform is reliable;
1, lender
First of all, the borrower should check whether the online lending platform is a bank or a licensed financial institution, because the licensed financial institution is supervised and protected by the CBRC, and the borrower is safe to use.
2. Company background
It can be judged from the company behind the online lending platform.
3. Fixed interest rate and installment time
Many unreliable online lending platforms have a quota of only a few thousand, and the installment time is less than one month, and the interest rate exceeds the national regulations. Such online lending platforms are generally usurious. When a borrower applies for an online loan platform, he must first look at the interest rate and installment time, and can also judge whether the online loan platform is reliable.