1. Step 1: Open the app store in your mobile phone, search China Bank, click Download, and then click the app icon on the desktop to open it.
2. Step 2: After entering the app homepage, click more options below.
3. Step 3: After jumping to more pages, click the loan option at the top, and then click my loan option at the bottom of the loan classification.
4. Step 4: If there is no login account, you need to enter the account password on the login page that pops up, and click Login.
5. Step 5: You can see your loan record after successfully logging into the account.
Where can I go to check after the CCB loan is spent? These three channels can be directly understood.
Many users will think of going to the bank to apply for a loan when they are short of money. There are many kinds of bank loans, and borrowers can apply for different products according to their own needs. But many borrowers don't understand, CCB's loan is spent, where to check? These three channels can be directly understood!
Where can I go to check after the CCB loan is spent?
1, check at the bank counter
The borrower can bring his ID card, repayment card and loan contract (or loan contract number) to the bank counter to apply for inquiry. Under normal circumstances, there will be special staff to help borrowers answer related questions. The borrower can know the repayment period, the principal to be repaid and the repayment time one by one.
2. Telephone enquiry
The borrower can directly call the CCB loan customer service hotline and call the landline according to the prompt. Then provide your ID number and contract number to the manual customer service and ask the questions you want to know.
3. Mobile banking APP query
China Construction Bank Mobile Banking provides contract signing service. After the borrower logs into the account, he can click "My Loan" on the homepage of the personal center to inquire about the relevant details.
In addition, the borrower should be reminded that if the borrower applies for a credit card loan from CCB, the borrower can query the loan principal, loan interest, loan interest and other related contents in "Credit Card-Loan". When the borrower repays, he can also repay directly to the credit card. When the loan is withdrawn, it will generally be directly credited to the savings card of CCB.
Finally, I want to remind you that you need to be careful when borrowing. After applying for a loan, everyone must use the loan reasonably and repay it on time, which will bring trouble to themselves compared with overdue.
The above is the related content sharing of "Where can I check after the loan of CCB is spent?" I hope it will help everyone!
How to check my loan?
You can use the Bank of Communications APP to apply for a personal credit report and view all the loan records under your name. The steps are as follows:
Operating environment:
Brand model: iPhone 13
System version: iOS 15.3. 1
Application version: v6.0.2
First, open the Bank of Communications APP on your mobile phone and find it all.
2. Click All to enter all application interfaces.
Third, drop down the interface and find the personal credit report in the featured service.
Fourth, after obtaining the personal credit report, you can view all the personal loan records.
Bank loans are divided into personal loans and corporate loans:
First, personal bank loan conditions
(1)18-a natural person aged 60 (Hong Kong, Macao and Taiwan and foreigners are also allowed);
(2) Having a stable occupation and income and being able to repay the loan principal and interest on schedule;
(3) The actual age of the borrower and the loan application period shall not exceed 70 years old;
(four) the materials that the borrower should provide
1. Husband and wife's ID card, household registration book/temporary residence permit and foreigner's household registration book;
Two copies of marriage certificate/divorce certificate or judgment/single certificate;
3 proof of income (in the format stipulated by the bank);
4. Copy of the business license of the unit (with official seal);
5. Credit certificate: including education certificate, other real estate, bank running water, large deposit certificate, etc.
Second, the enterprise bank loan conditions
(1) The loan enterprise must be an enterprise approved and registered by the administrative department for industry and commerce;
(2) An enterprise that has a fixed business place and necessary business facilities, implements independent accounting, is responsible for its own profits and losses, operates independently and bears civil liabilities independently;
(3) Having a sound financial and accounting system, and providing operating instructions and statistical statements to the bank;
(four) abide by the laws, regulations and policies of the state and operate according to law;
(5) The loan is used for industries permitted and encouraged by national policies.
(six) the materials that the enterprise should provide
1. Effective proof of basic information of the enterprise: including business license, organization code, tax registration certificate, loan card and articles of association. The above are the necessary documents for the establishment of each enterprise, and these are also the materials that banks must produce to accept loans, which represent the identity of enterprises and can accept loans according to the requirements of enterprises.
2. Business operation: The main information includes the business bills and financial status of the enterprise in the past six months, and the fixed assets also need valid vouchers. In a word, the second document is a certificate representing the assets of the enterprise, indicating that the enterprise has the ability to repay the bank loan. If this document is not prepared adequately, the loan will be frozen.
3. Personal valid certificate of the legal representative of the enterprise: In addition to the relevant information of the enterprise, it is also necessary to submit the valid certificate of the legal representative of the enterprise to the bank, including a copy of the ID card, proof of financial income, bank running account, etc.
Hello, where can I find personal loan information?
1, telephone inquiry. As the name implies, it is to call for advice. Call the loan bank and inquire about the loan information you need to know.
2. Network query. You can check my credit report on the personal credit service platform of the Credit Information Center of the People's Bank of China.
(1) First log in to the online bank of your own bank and find the trading area.
(2) Find an online loan in the trading area and click "My Loan".
(3) Click "Details" to view the details of your loan.
(4) Click "Details" to query your personal loan information by date.
(5) Finally, you can click "Repayment Plan" to query the repayment method and date by date.
3. Manual query. Although manual inquiry is troublesome, it is comprehensive. If you want to inquire about loan information, you can go to the loan bank counter and ask the bank staff to know all the information about personal loans.
Operating environment: iphone1115.0 national bank V7.2.0.
The details that should be paid attention to when making a loan mainly include the following points.
1. Whether the lending institution or platform is formal: Be sure to pay attention to whether the lending institution or platform has a financial license. If you encounter an informal lending institution or platform, you are likely to be cheated.
2. Whether the loan interest is normal: Some lending institutions and platforms may cheat on the interest, such as advertising low interest rates, and as a result, the approval interest rate is actually much higher, which is very common in small loans. There are also some online loan products that charge "beheading interest". Therefore, people must pay attention to whether the interest rate is at a normal level and whether it has reached a new standard when lending.
3. Are there any mandatory requirements? Some loans may have additional requirements, as well as various service fees and liquidated damages. Be sure to pay more attention to the loan so as not to be restricted in the future.
4. What are the details of the loan? When you apply for a loan from different lending institutions and platforms, the rigor of the review is different, and the information you need to provide may be different. Therefore, it is best to find out what information needs to be provided first, so as to avoid omission and affect the handling of loans.
How to check my car loan?
If you APPly for a loan in a bank, the owner can go directly to the outlet to apply for a car loan. If necessary, the staff can print the specific list, or you can check it in the online banking and mobile banking app. Take the Agricultural Bank of China as an example, its car loan inquiry steps are: 1. Open the software of Agricultural Bank of China and enter the home page. Click more.
2. On the new page, click the loan option.
3. Enter the loan page and click on the car loan query below.
4. Finally, in the newly opened page, you can see the details of the car loan.
The query method of online banking is also relatively simple. Car owners can directly log in to the personal online banking of China Bank, click the loan option and check their loan orders.
The mainstream car loans in the market are basically bank car loans and auto finance company loans. The application process of the two is similar, but relatively speaking, the loan from auto finance company is better.
Popular science about car loans: the term of car consumption loans is generally 1-3 years, and the longest is no more than 5 years. Among them, the term of second-hand car loan (including extension) shall not exceed 3 years, and the term of dealer car loan shall not exceed 1 year.
Version information: Take China Agricultural Bank 7. 1. 1 version, Apple13 (IOS15.4.1system) and Huawei mate40(HarmonyOS2 system) as examples.
Where can I see my loan? Let's stop here.