Due to the limitation of space, seniors wrote the analysis from other angles below, and interested friends can have a look:
"Can I enjoy the pension insurance with peace of mind? An analysis! 》
1. What is the performance of Xintai Insurance Ruyixin Pension Insurance?
As usual, let's take a look at the product form of Xintai Ruyi Xinxian Pension Insurance:
1, analysis of insurance conditions
At present, in terms of insurance age, Xintai Ruyixin enjoys pension annuity insurance, ranging from 28 days after birth to 69 years old, which is very broad. Even retired people have the opportunity to insure this product to meet the needs of the elderly.
Secondly, Xintai Ruyixin's pension annuity insurance coverage period only provides the option of "lifetime protection", which is relatively simple.
Then, regarding the payment period, Xintai Ruyi Xinxiang endowment insurance includes wholesale payment and 3/5/ 10/ 15/20 years payment, which is convenient for everyone to make flexible financial planning according to their actual economic situation.
The information about the time and way of collection is inseparable from the responsibility of protection. The following seniors will sort it out together.
2. Analysis of guarantee responsibility
Xintai Ruyixin enjoys pension annuity insurance with very simple responsibilities, providing pension annuity and death insurance.
Next, the senior sister will study the pension annuity in depth.
When consumers begin to enjoy Xintai Ruyixin pension annuity insurance, they need to inquire about the collection time of pension annuity.
The female insured has many choices, including 55, 60, 65 and 70 years old. The male insured does not have the option of "55 years old" and can only choose one of three.
To sum up, the female and male insured can get the pension as early as 55 or 60 years old, which is just close to the retirement age of most women and men, and the quality of retirement life can be directly improved through the pension.
In addition, Xintai Ruyi Xinxiang Pension Insurance has two ways to receive pension annuity-annual payment and monthly payment.
If you choose to receive an annual pension, you can get a pension of 100% every year; If you choose a monthly salary, you will receive a full pension of 8.5% every month.
Generally speaking, the pension annuity of Xintai Ruyi Xinxian Pension Insurance is very flexible.
3. Analysis of other rights and interests
Xintai Ruyi Xinxiang Pension Annuity Insurance provides consumers with many practical rights and interests such as policy pledge loan, automatic payment, insurance increase and insurance decrease.
Senior sister mainly analyzes the increase and decrease of insurance, which greatly improves the freedom and selectivity of financial management.
Adding insurance actually refers to increasing the coverage of basic insurance.
After insuring this product, if you want to invest more money to get higher returns, you can use additional insurance rights.
In fact, the reduction of the insured amount refers to reducing the basic insured amount and then taking out the cash value corresponding to this part of the insured amount.
If there is an economic crisis, the reduction of insurance rights can make the emergency not exist.
If you want to compare the same advantages of the same type of products, you may wish to know about the No.3 pension annuity insurance that everyone has insured:
"Everyone has a lot of No.3 pension annuity insurance, and it is a heavy attack. An analysis! 》
Second, is it worthwhile to start with the insurance price of Xintai Insurance?
From this point of view, the insurance conditions of Xintai Ruyi Xinxian Pension Insurance are relatively loose, the time and method of receiving pension in the guarantee responsibility are very flexible, and other rights and interests are also very practical. On the whole, it is quite good and worth starting with.
It doesn't matter if you are not too interested in this product. There are better products on the market, and the senior has sorted them out:
"Top Ten Annuity Insurance Rankings ▏ Want to buy high-yield annuity insurance? Don't miss this 10 model again! 》