Can I buy other properties?

Yes, the relevant contents are as follows: "* * * houses with property rights", that is, when low-and middle-income families with housing difficulties buy houses, they can * * * own the property rights of the houses according to the proportion of individual and government investment. Housing property rights can be shared equally by the government and citizens, and citizens can "redeem" property rights from the government. * * * Since 2007, shared property housing has been piloted in Huai 'an City, Jiangsu Province, and this model has been popularized in other areas of Jiangsu Province. The government changed the land originally allocated for the supply of affordable housing to transfer, and the difference between the transferred land and the allocated land and the government's preferential policies for affordable housing were converted into government investment, forming government property rights, thus forming low-income families and governments with different property rights ratios. At present, housing property rights can be realized in two proportions: when the property rights ratio between individuals and the government is 7: 3, the price borne by individuals is equivalent to the price of affordable housing in the same period; For families with special difficulties who are still unable to buy, they can buy according to the property right ratio of 5: 5, and the price borne by individuals is equivalent to 70% of the affordable housing in the same period, that is, affordable housing with property rights.

* * * With the increase of income, people who buy houses with property rights can apply to buy some property rights of the government. According to the regulations, the purchase of government property rights within 5 years from the date of delivery of the house will be settled at the original supply price; If the government property right is purchased after 5 years, it shall be settled according to the current market evaluation price.

The house was sold, similar to this one. The proceeds from the sale are distributed in proportion to the property rights of the buying family and the government. When the economic situation of buyers changes and the family income is higher than the standard set by the government, the government does not need to force them to move out, but charges market rent for government property rights. As a variant form of affordable housing, "* * * property house" is characterized by its price formation mechanism. The nature of the land used for "* * * property right house" was changed from allocation to allocation, and it was completely developed according to commercial housing, and the sales price was also equivalent to that of commercial housing. This shows that, compared with the traditional affordable housing, "the * * * housing with property rights" increases the land cost, and the house price is actually "going with the market". Objectively, the price formation mechanism of "* * * housing with property rights" is tantamount to maintaining the market price of commercial housing and losing the policy effect of stabilizing the market price of affordable housing.

Another notable feature is the capital contribution mode of "* * * property right house", which is funded by the government according to the "37-year plan" or "55-year plan", and does not affect property buyers to apply for commercial loans from banks. As far as the nature of its contribution is concerned, compared with the so-called "zero down payment" preferential policy introduced by developers, the former is funded by the government and the latter by real estate agents, and there is no essential difference in financing methods. Affordable housing should be purchased by people whose income meets certain conditions, and the government is obviously not among them. According to Huai 'an's "* * * property right" model, this objectively caused the fact that the government "squeezed" residents' welfare. When the government turns preferential policies such as land transfer fees into shares, the policies that low-income families should enjoy shrink, and low-income families do not enjoy housing security. The only advantage is that the government paid part of the money when buying a house, and the price paid was the "small property right house" recognized by the local government.

* * * The self-owned housing model has been popularized in other areas of Jiangsu Province. Jiangyan, Rugao, Suzhou and other cities have successively launched pilot projects of affordable housing with property rights. The practice varies from place to place, but the core is to let the low-income groups really connect with the market with the support of the government, so as to improve the living conditions and avoid the defects of previous policies.

I hope it helps you.