Where is the complaint online lending platform useful?
1, poly complaint -2 1CN
JuComplaint is a public welfare consumer complaint platform sponsored by 2 1CN, and an Internet information service platform approved by the Central Network Information Office, with a large number of complaints.
If you want to complain about online lending platforms, gather complaints and publish complaint information, it will have a certain deterrent effect on qualified online lending platforms. If it is an informal online lending platform, it is not very binding, but collective complaints will still have a certain impact, which can help latecomers identify the quality of online lending platforms.
2. 1232 1 Network Bad and Spam Reporting Acceptance Center
If you encounter harassing phone calls, spam messages or phone calls from online lending platforms, you can report to the 1232 1 Internet Bad and Spam Reporting Acceptance Center, which is a public reporting acceptance institution entrusted by the Ministry of Industry and Information Technology in internet society of china. For telephone harassment, the report here is very effective.
3. China Internet Finance Association
If you have complaints about the related business of online lending platform, it is also effective to choose China Internet Finance Association, which is to deal with the related issues of Internet finance.
4. Bank of China Insurance Regulatory Commission
If Guo Mengge's online lending platform has problems such as violent collection or disclosure of privacy during the lending process, he can complain to the CBRC, usually by calling the complaint number.
5. Local industrial and commercial departments
If you want to complain about the online lending platform offline, you can go to the discipline inspection and supervision office of the local industrial and commercial bureau in Hezha to make a complaint.
When it comes to complaining about where the online lending platform is useful, the above five channels are all useful, but their respective focuses may be slightly different. You can choose the appropriate complaint channel according to your own needs.
How to complain about the loan platform
At present, you can report directly through the complaint hotline 123 15, or you can report online through the national internet platform official website. The specific reporting process is 1. Enter "12315" on Baidu, sogou, 360 search and other tools; 2. Find "National Internet Platform official website 123 15" and click to enter; 3. After entering official website, you can see "I want to complain" and "I want to report" and click "I want to report"; 4. Take a few minutes to read the "Instructions for Reporting" carefully. Then click "Agree"; 5. Find the online loan platform to report according to the page prompts, and fill in personal information and enterprise information in turn; 6. After all the information is completed, everyone can submit a report. Under normal circumstances, the industrial and commercial department arranged by 123 15 will check the report within seven working days and decide whether to file a case, which will be extended to fifteen working days under special circumstances. After filing the case, the relevant departments shall make a decision within 90 days from the date of filing the case. If the case is complicated, it may be extended for 30 days. According to Article 8 of the Civil Law of People's Republic of China (PRC), civil subjects engaged in civil activities shall not violate the law, public order and good customs. Guarantee Law Article 33 The term "mortgage" as mentioned in this Law means that the debtor or a third party takes the property listed in Article 34 of this Law as a guarantee for the creditor's rights without transferring its possession. When the debtor fails to perform the debt, the creditor has the right to discount the debt or give priority to compensation with the price of auction or sale of the property in accordance with the provisions of this law. The debtor or the third party specified in the preceding paragraph is the mortgagor, the creditor is the mortgagee, and the property provided as guarantee is the collateral. Article 46 The scope of mortgage guarantee includes principal creditor's rights and interest, liquidated damages, damages and expenses for realizing mortgage right. Unless otherwise agreed in the mortgage contract, such agreement shall prevail.
How to complain that online loans are cheated?
There are three ways to complain about online loans: 1, and consultation: Tel: 010-66279113, 9: 00-1:30 and/kloc-0 on weekdays. 2. Consumer complaints: hotline:12378; Call at 9:00- 17:00 on weekdays; 3. Internet Finance Association: There is no report phone number, but you can complain by email.
Black online loans can be reported through 1 10, China Banking and Insurance Regulatory Commission of China 010-66279113 and China Internet Finance Industry Association. Black online loans can be reported through the following channels: 1. Telephone number of local police station: 1 10. If the online loan collection is suspected of violence, you can call the police. According to the provisions of the criminal law, a collector who illegally detains a customer shall be sentenced to fixed-term imprisonment of not more than three years, criminal detention, public surveillance or. 2. China Banking Regulatory Commission's telephone number for banking credit complaints: 010-66279113 (9: 00-1:30 on weekdays,14: 00-/kloc) China Internet Finance Industry Association can search online for official website, a local mutual fund association, and then dial the contact number. Official website home page has a special "reporting platform" entrance.
How to complain about the most effective online lending platform?
There are three ways to complain about online loans: 1, and consultation: Tel: 010-66279113, 9: 00-1:30 and/kloc-0 on weekdays. 2. Consumer complaints: hotline:12378; Call at 9:00- 17:00 on weekdays; 3. Internet Finance Association: There is no report phone number, but you can complain by email.
A more reliable online lending platform:
1, excuse me
Lending Bao is a mobile phone loan software launched by Alibaba. Like lightning, it's a one-minute clearing. The people who are suitable for borrowing money are Taobao Daren with a sesame credit score of over 600, and they are also the only application for borrowing money. So the application threshold for borrowing money is still relatively low. With different sesame credit scores, the loan amount applied by users is different, ranging from 1 0,000 yuan to 300,000 yuan. The longest loan period is 12 months, which can be repaid with the loan.
2. Ping An Easy Loan
Ping An Easy Loan is a mobile phone loan software launched by Ping An Bank. Mainly for wage earners, homeowners, car owners, business owners, etc. Therefore, users who apply for Ping An Easy Loan must also be people with certain assets and relatively stable jobs. The loan amount of Ping An Easy Loan is between 6,543.8+0,000-6,543.8+0.5 million, and the expected annualized interest rate per month is the lowest 0.78%. Ping An Easy Loan card issuing is also faster. Compared with other bank loans, Ping An Easy Loan does not need any mortgage or guarantee. The repayment period is also flexible, and you can choose 1 year, 2 years or 3 years.
3. Preferential loans
Pleasant loan is a mobile app that can provide loans. Pleasant loan provides three loan models. As long as you submit relevant information in accordance with the regulations and pass the credit evaluation, you can know your loan amount. The loan review is fast and convenient.
4. Alipay
Alipay can provide pure credit loans to everyone through ant borrowing. The service period is within 12 months, and the daily interest rate is generally around 0.03%, which supports borrowing and returning.
5.wechat
Wechat can provide you with loans of no more than 300,000 yuan through micro-loans, with a service life of 20 months, and the daily interest rate is generally around 0.04%, so you can repay in advance.