Pre-licensing means that if a business (such as the establishment or business scope of an enterprise) involves pre-licensing, it is necessary to obtain a license or approval document before applying for registration with the registration authority. In the field of financial information services, according to Shiyan Financial official website, pre-licensing is also handled in the Industrial and Commercial Bureau.
Please note that this is based on the knowledge I collected before July 20021year. After that, new policies or regulations may be issued. Please seek professional legal advice when dealing with such matters.