Yes
It is a personal wish to sign an intermediary loan agreement, and the loan company only has contractual effect on the lender himself. However, if the lender is unwilling to take it halfway, it will constitute a breach of contract, and the loan company can apply to the lender for compensation for liquidated damages. If the lender cannot be found, the loan company can explain the situation to the employer where the lender is located. Generally speaking, there will be no contact with the employer.
Why do you need to sign a contract with an intermediary to find an intermediary loan?
Hello, loan intermediaries are organizations and individuals that provide you with loan services. They will choose the right loan channel according to your qualifications and charge a certain fee. However, there are many ways to apply for a loan. You can apply for a loan from the bank by mortgage. A more convenient way is to apply for a personal credit loan. It is recommended that you choose a formal platform when applying for a loan to better protect your personal interests and information security.
Recommended money flower, formerly known as "Baidu money flower", is a credit brand of Xiaoman Finance. Provide users with safe, convenient, unsecured and unsecured credit services. If you borrow money, you can go to Xiaoman Financial APP (click on the official calculation). Money is easy to borrow and the daily interest rate is as low as 0.02%. It has the characteristics of simple application, low interest rate, fast loan, flexible loan repayment, transparent interest rate and strong security.
I would like to share with you the application conditions for consuming products with money: it is mainly divided into two parts: age requirements and information requirements.
1. Age requirement: 18-55 years old. Special note: if you have money to spend, you refuse to provide college students with consumer installment loans. If you are a college student, please give up the application.
Information requirements: You need to provide your second-generation ID card and your debit card during the application process.
Note: the application only supports debit cards, and the application card is also your loan bank card. My identity information needs to be the second-generation ID card information, and cannot be processed with temporary id card, expired ID cards or first-generation ID cards.
This answer is provided by Youhuahua. Due to objective reasons such as the timeliness of the content, if the answer content is inconsistent with the actual interest rate calculation method of Youhuahua loan products, the display on Xiaoman Financial APP- Youhuahua Loan website shall prevail. I hope this answer is helpful to you.
Is it a breach of contract to sign a loan contract with a loan intermediary without lending?
This is a breach of contract. The loan contract has been signed and the contract has come into effect. If the applicant refuses to lend unilaterally, it is a breach of contract and needs to pay liquidated damages according to the contract.
legal ground
Article 577 of the Civil Code
If one party fails to perform the contractual obligations or fails to meet the contractual obligations, it shall be liable for breach of contract, such as continuing to perform, taking remedial measures or compensating for losses.
Article 583 of the Civil Code
If one party fails to perform its contractual obligations or fails to comply with the contract, and after performing its obligations or taking remedial measures, the other party still suffers other losses, it shall compensate for the losses.
Signed a loan intermediation service agreement with the intermediary. Is bad information a breach of contract?
Signed a loan intermediation service agreement with the intermediary, and the information is not a breach of contract. Without information, it is impossible to perform the contract as agreed. This responsibility belongs to the contracting party before signing the contract. Because the information was prepared by the signatory. After the contract is signed, the responsibility belongs to the contractor, but the contractor has no detailed inspection information. Therefore, the contract cannot be continued.
Who knows how to write the agency agreement of bank real estate mortgage loan?
The trustor (Party A) and the trustee (Party B) have reached the following agreement on the matter that Party A entrusts Party B to handle the mortgage loan of the house in accordance with the Contract Law of People's Republic of China (PRC) and relevant regulations, and promise to strictly abide by it: 1. Entrusting matters Due to the need to purchase the house located in XXXXXXX, Party A entrusts Party B to handle the relevant formalities of the above-mentioned house mortgage loan. Two. Cost of completing the entrusted matters 1. Within three days from the date of signing this agreement, Party A shall provide Party B with all the information required for handling the above housing loan according to the regulations of financial institutions. 2. Party A shall pay RMB (in words) to Party B in advance for mortgage loan. 3. The charging standard and term of the entrusted agent's deposit. When Party A and Party B sign this Agreement, Party A shall pay Party B the agency deposit in RMB (in words). Three. Liability for breach of contract 1. After the signing of this agreement, if Party A breaks the contract halfway, Party B will not refund the agency deposit. 2. Party A shall cooperate with Party B's work. In case of delay due to Party A's failure to fulfill the obligation of assistance in time or reasons not attributable to Party B, Party B's working period shall be postponed. If the above entrusted matters cannot be completed due to Party A's own reasons, Party B will not return the agency deposit. 3. If Party B fails to complete the above entrustment due to its own reasons, Party B shall return all the agency funds to Party A.. Other agreements (this agreement will take effect after being signed and sealed by both parties) V. This agreement is made in duplicate, one for each party, and shall take effect as of the date of signing and sealing by both parties. Client (Party A): Trustee (Party B): Address: Tel: Handler: Date of Signing: Year, Month and Day.
What are the risks of intermediary loans when I find someone to sign a third-party exemption contract?
Intermediary loans let me find someone to sign a third-party exemption contract. The risks are as follows:
1, risk of being killed by criminals, ID card, bank card. At present, the technology of bank card is very mature and simple, even as simple as having a number. Forged identity cards also occur from time to time, which will bring great risks.
2. The risk of being used as a guarantee by criminals to make online loans seriously affects life. Many criminals take advantage of the characteristics of loose internet loans and opaque information, and may use a copy of your ID card or bank card as a loan contact. Once the other party loses contact and cannot repay, it will be implicated.
3. Risk of illegal use. Identity cards and bank cards used in daily life are forged, and engaging in social activities that require real-name registration system will leave great hidden dangers.
The introduction of the intermediary loan agreement ends here.