Debt planning: list all the debts of the debtor in detail, and the debt planner will make debt planning for free.
1. Purpose: Clean up the debtor's debts, reduce the debt ratio by 20%-50%, protect the rights according to law through laws, and reduce some interest penalty and service fees for the debtor.
2. Avoid risks: which debts are important and which are not, which debts need to be repaid, which interests are reasonable and which are unreasonable, which involve legal cases and which are unreasonable, safeguard your rights and interests, and avoid unreasonable debts reasonably and legally.
3. Getting out of trouble: After the debt planning, we got rid of a series of problems such as prosecution, lawyer's letter, court, telephone collection, door-to-door collection, formal or civil cases, delay, hanging up the Internet to escape, limiting high consumption, and affecting family and children.
4. New life: Our task is to give every debtor a chance to choose again, forget the past and start a new life.
1. What is a financial planner?
Financial planner is a professional who provides comprehensive financial planning for customers. According to the National Professional Standard for Financial Planners formulated by People's Republic of China (PRC) and Ministry of Human Resources and Social Security, a financial planner refers to a person who provides comprehensive financial consulting services for individuals, families, small and medium-sized enterprises and institutions by using the principles, techniques and methods of financial planning.
Financial planning requires providing all-round services, so financial planners are required to master all kinds of financial tools and relevant laws and regulations, provide tailor-made and feasible financial plans for customers, and meet customers' long-term and ever-changing financial needs in the process of constantly revising the plans.
Second, the employment prospects of financial planners
With the rapid development of China's economy, the middle class and very rich people are growing, and some of them have turned from the stage of rapid accumulation of wealth to the direction of prudent and conservative investment and financial security. Therefore, the demand for financial planners who can provide objective and comprehensive financial services is growing rapidly.
According to the survey report of McKinsey, according to the growth of China's wealth management market, professional wealth management will become one of the most potential financial businesses in China.
Judging from the employment demand, the scale of domestic financial market far exceeds 654.38+000 billion yuan. There is a gap of 200,000 financial planners in China, and there are more than 30,000 in Beijing alone. In China, less than 65,438+00% of consumers' wealth has been professionally managed, while in the United States, the proportion is 58%. Financial planners can not only serve financial institutions, such as commercial banks and insurance companies, but also practice independently and provide financial services to customers as a third party.